Manager Settlement Accounting

We need to output HTML fragment with sections: About the role? Actually we need to use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections if posting has real specific content. We must preserve all substantive info, not invent or summarize away detail. Remove boilerplate, navigation, legal, EEO, etc. Also remove duplicated lines, application instructions. We need to parse the job posting. Key sections: - Overview: "Join our team and build your career with momentum as we champion your growth, elevate your ideas and engage you in purpose-driven work that makes a real difference every day." That's like an intro paragraph. - Who We Are: description of Merrick Bank. - What We Do: description. - Job Description – Overview & Classification: includes job family group etc. But we should not repeat job title as heading. We can include a short paragraph for metadata? The instruction: do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

or drop it. So we can include a paragraph with the classification info maybe. - Position Summary and Role Impact: paragraph. - Essential Functions: list of duties. - Requirements For Success: includes Education & Experience Required, Preferred, Knowledge, Skills And Capabilities. - Compliance with Laws & Regulations: paragraph. - Work Environment/Physical Demands: paragraph. - Disclosures and Acknowledgement (ALL): maybe drop as boilerplate? It's generic legal; likely drop. - Why join us: paragraph about culture. - Our Employee Value Proposition: list of benefits. - Offered rates of pay... etc: mention competitive pay, variable pay, etc. This is Pay info. - Equal opportunity statement: drop as EEO boilerplate. - Accommodation statement: maybe drop. We need to output sections: maybe About the role (intro + who we are + what we do?), Responsibilities (Essential Functions), Requirements (Education & Experience Required + Preferred), Qualifications (maybe combine with Requirements?), Skills (Knowledge, Skills And Capabilities), Benefits (Our Employee Value Proposition), Pay (Offered rates of pay...), Schedule (Work Environment/Physical Demands includes hybrid schedule). Also maybe include a short paragraph for metadata. We must not create sections with filler like "commensurate with experience". We have actual content for Pay: "Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location." Also "Competitive Pay, including a Bonus Target or Variable Pay Incentive Program". So we have Pay content. Schedule: "This position is hybrid, with an expectation of approximately 2–3 days onsite per week, depending on business needs." That's schedule. Benefits: list includes Medical, Dental, Vision, 401(k) with match, disability, wellness, life insurance, paid vacation, sick days, bank holidays, employee engagement activities. We need to use

• for any list of duties/requirements/benefits. So Essential Functions list, Requirements list (Education & Experience Required maybe bullet?), Preferred bullet list, Knowledge, Skills And Capabilities bullet list, Benefits bullet list. We need to use

  for prose. We must not repeat the job title as a heading. So no

  Accounting Manager – Credit Card Lending

  . Use headings for sections only. We need to output only HTML fragment, no /, no markdown. Let's craft. First, maybe an intro paragraph: "Join our team and build your career with momentum as we champion your growth, elevate your ideas and engage you in purpose-driven work that makes a real difference every day." Then maybe a short paragraph about Who We Are and What We Do combined? Could be under About the role heading. We'll create sections:

  About the role

  Join our team and build your career with momentum as we champion your growth, elevate your ideas and engage you in purpose-driven work that makes a real difference every day.

  Founded in 1997, Merrick Bank is an FDIC®-insured financial institution headquartered in South Jordan, Utah, with over $10 billion in assets. A wholly owned subsidiary of CardWorks Financial Group, Merrick Bank serves roughly five million cardmembers and more than 100,000 merchant customers nationwide.

  We provide credit cards, recreational loans, deposit accounts, merchant services and bank sponsorships to consumers and businesses. As a leader in non-prime lending and merchant acquiring, we combine innovative technology with data-driven insights to help underserved consumers build and strengthen credit while delivering integrated, scalable payment solutions for businesses. Merrick Bank ranks among the top 20 FDIC®-insured credit card issuers in the U.S. and among the top 15 merchant acquirers by transaction volume.

  Then maybe a short paragraph for classification metadata: Could be under About the role as well, but maybe better to have a brief paragraph: "Job Family Group: Finance; Job Family: Accounting Services (Merchant & Settlement); Job Profile: Manager Accounting Services; Business Unit: Finance; Cost Center: Accounting & Financial Reporting; Posting Title: Accounting Manager – Credit Card Lending; Job Level: Manager; Management Level: Manager; Reporting To: VP Settlement Accounting & Financial Reporting; Direct Reports: (3); FLSA Status: Exempt; Pay Type: Salary; EEO Category: First/Mid-Level Officials and Managers." But we should avoid EEO? It's metadata but not boilerplate? It's classification; maybe okay to include as a short paragraph. However instruction: do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

  or drop it. So we can include a short paragraph with that info. Let's add after About the role:

  Job Family Group: Finance; Job Family: Accounting Services (Merchant & Settlement); Job Profile: Manager Accounting Services; Business Unit: Finance; Cost Center: Accounting & Financial Reporting; Posting Title: Accounting Manager – Credit Card Lending; Job Level: Manager; Management Level: Manager; Reporting To: VP Settlement Accounting & Financial Reporting; Direct Reports: (3); FLSA Status: Exempt; Pay Type: Salary; EEO Category: First/Mid-Level Officials and Managers.

  But note EEO Category is part of metadata; it's not boilerplate? It's classification; I'd keep. Now Responsibilities: Essential Functions list. We'll create

  Responsibilities

  • Lead accounting and financial reporting for the Credit Card Lending portfolio, including loan balances, interest income, fees, charge-off and recoveries.
  • Own and coordinate month-end and quarter-end close processes, ensuring accurate and timely recording of transactions and reconciliations.
  • Review and approve reconciliations, journal entries, and variance analyses prepared by staff.
  • Maintain ownership of subledger-to-general ledger reconciliations, ensuring completeness and resolution of reconciling items.
  • Analyze financial results and provide clear insights into portfolio performance, trends, and key drivers.
  • Apply and enforce U.S. GAAP and internal accounting policies to loan lifecycle transactions.
  • Lead, develop, and coach accounting staff, fostering accountability and continuous improvement.
  • Partner cross-functionally with operations, servicing, FP&A, and data teams to improve reporting and processes.
  • Identify and implement process improvements to enhance efficiency, accuracy, and control effectiveness.
  • Support internal and external audits and ensure adherence to internal control frameworks.
  Now Requirements: Education & Experience Required (bullet list) and Preferred (bullet list). Could combine under Requirements heading with subheadings? But we only allowed headings for sections; we could have a single Requirements section with two lists preceded by brief prose. We'll do:

  Requirements

  Education & Experience Required

  • 5+ years of progressive accounting experience, including close, reconciliations, and financial reporting
  • Demonstrated experience leading work, reviewing outputs, and mentoring staff in either a supervisory or lead capacity
  • Strong knowledge of U.S. GAAP and financial reporting principles
  • Experience working with ERP systems (such as Oracle, SAP, or similar) and advanced proficiency in Excel

  Preferred

  • Bachelor’s degree in Accounting, Finance, or a related field; or an Associate’s degree with significant relevant accounting experience; or equivalent progressive accounting experience
  • 2+ years of direct people management experience
  • Experience with loan accounting, credit card lending, or consumer finance portfolios
  • Experience in subledger-driven or high-volume accounting environments
  • Experience with credit card charge-offs and recovery activities
  • Experience improving close processes, reconciliation efficiency, or reporting accuracy
  • Background in financial services, credit card, banking, or lending organizations
  Now Skills: Knowledge, Skills And Capabilities.

  Skills

  • Strong operational accounting expertise in reconciliations, accruals, and financial reporting
  • Ability to analyze financial data and communicate performance drivers and variances clearly
  • Demonstrated leadership and team development capabilities
  • Ability to partner cross-functionally and influence stakeholders across functions
  • Process improvement mindset with focus on controls, efficiency, and scalability
  • Strong attention to detail and accountability for accuracy and completeness
  • Effective communication, organization, and problem-solving skills
  Now Benefits: Our Employee Value Proposition list.

  Benefits

  • Medical, Dental, and Vision (plus much more)
  • 401(k) Plan with Company Match
  • Short- & Long-Term Disability
  • Wellness Programs
  • Group Life and AD&D Insurance
  • Paid Vacation, Sick Days and bank Holidays
  • Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition
  Now Pay: we have Competitive Pay, including a Bonus Target or Variable Pay Incentive Program; Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location. We'll create:

  Pay

  Competitive Pay, including a Bonus Target or Variable Pay Incentive Program. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.

  Now Schedule: Work Environment/Physical Demands includes hybrid schedule. We'll create:

  Schedule

  This position is hybrid, with an expectation of approximately 2–3 days onsite per week, depending on business needs. Work is performed in an office environment and requires prolonged periods of sitting and working on a computer. Some stress may occur due to deadlines and reporting cycles. Travel is generally not required.

  We might also include a brief paragraph about Work Environment/Physical Demands but we already included schedule. Could also add a short sentence about physical demands: "Work is performed in an office environment and requires prolonged periods of sitting and working on a computer." Already included. Now we need to ensure we didn't include boilerplate like EEO, disclosures, etc. We kept EEO Category in metadata paragraph; maybe that's okay as minor metadata. The instruction: "do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

  or drop it." So we included metadata in a short paragraph. It includes EEO Category; that's not a heading, it's inside a paragraph. Should be fine. We also included "Compliance with Laws & Regulations" paragraph? We omitted that; it's basically generic compliance statement; could be