Manager Credit Risk

About the Role

We are expanding and creating growth opportunities for our team members. As a national leader in consumer financing, we are committed to helping customers during hard financial times and making a meaningful impact in people's lives. This role is ideal for someone passionate about bringing a personal touch to finance and supporting the Risk Management organization through performance analysis, operational reporting, and business unit support.

Responsibilities

• Mine, model, and analyze large datasets using predictive modeling techniques (linear/logistic regression, factor analysis, decision trees, clustering, segmentation, etc.) to optimize credit risk and marketing campaign performance.
• Perform quantitative analysis of custom score models, including validation, ongoing performance monitoring, and documentation.
• Develop and support complex models, analysis, and reporting related to customer approval, pricing, and profitability.
• Forecast performance of marketing campaigns and track actual campaign performance versus forecasts.
• Conduct ad hoc research projects, including project design, data collection and analysis, summarization of findings, and presentation of results.
• Handle and interpret large volumes of transaction-level data to derive actionable insights.
• Collaborate with stakeholders to understand business questions, craft methodologies, analyze datasets using SAS, and deliver insightful recommendations.

Requirements

• Master’s degree in Statistics, Data Analytics, Economics, Math, or a similar field.
• 5+ years of experience in consumer finance, risk analytics, or a relevant field.
• Experience in data mining, modeling, and analyzing findings using SAS.
• Advanced programming skills in SAS and SQL.
• Moderate to expert-level skills in Microsoft Office Suite (Excel, Access, and Outlook).
• Must pass drug screen, criminal, and credit background checks.

Preferred Qualifications

• Experience in financial services with consumer credit data utilizing SAS.
• Experience analyzing marketing data in a financial environment.
• Experience developing risk models for a financial institution.

Skills

• Excellent oral and written communication skills, with the ability to explain complex analyses in easily understood terms.
• Strong organizational skills, with the ability to prioritize and handle multiple tasks simultaneously.
• Ability to apply complex financial and statistical principles to problem-solving and decision-making.
• Effective presentation skills, including the ability to communicate well with senior and executive management.
• Innovative problem-solving, quantitative, and analytical abilities.
• Detail-oriented and able to work with minimal supervision.
• Flexible, proactive working style, and adaptive to a team environment.