Manager Credit Risk Analysis

About the role

The Manager, Credit Analysis will oversee the depository and Community Development Financial Institution (CDFI) credit team. The team consists of two additional analysts.

Responsibilities

• Closes a critical management gap in depository/CDFI credit risk oversight, enabling faster risk rating decisions and stronger analyst development.
• Frees senior leadership capacity for board, regulatory, and strategic priorities by shifting day-to-day team management and brief oversight to a dedicated manager.
• Strengthens succession and bench depth, pairing an experienced SME manager with existing analysts to accelerate their leadership readiness.
• Perform analysis on and recommend approval for new and/or continuing borrowers.
• Lead team through quarterly credit analysis and risk rating of borrowers.
• Recommend credit and collateral terms for depositories and CDFIs.
• Work with Relationship Managers and borrowers on risk mitigation strategies and structures.
• Develop and manage internal models for assessing credit risk and assigning risk ratings.
• Develop and implement credit underwriting standards for borrowers.
• Maintain and develop credit models to support the analytics regime supporting the Credit risk rating process.
• Foster collaborative relationship with our Sales team to support of our financial institution members and counterparties.

Requirements

• Bachelor’s degree in Finance, Accounting, Management, Economics or other business-related discipline.
• MBA or other Master’s level degree preferred.
• 5-10 years of experience in credit underwriting of financial institutions.
• Excellent interpersonal communication skills (written, oral, and listening) are required.
• Strong analytic abilities, including credit underwriting experience, the ability to manipulate large data sets, and robust modeling skills.
• At ease working within a team-based environment.
• Time management and an ability to display initiative are necessary.
• Must be self-directed with high energy level.

Qualifications

• MS Office products.
• Tableau, VBA, R, S&P CapIQ, and Bloomberg experience is a preferred.

Benefits

Our retirement program includes a 401(k) and pension plan. Our wellbeing program supports employees at work and in their personal lives: Our PTO plan provides five weeks of vacation for new employees and 11 paid holidays per year; our Lifestyle Spending Account provides an annual stipend for employees to support wellbeing activities; and our central downtown location at the Old Post Office provides easy access to public transportation and breathtaking views from our award-winning rooftop.

Pay

$125,825.00 - $221,275.00

Schedule

N/A