Loan Specialist

Job Summary

The successful candidate will process applicable documentation for Conventional, FHA, and VA mortgage loan applications and prepare required packages for loan approval. This position involves on-site work and is part of a team-driven environment focused on builder new home purchase sales.

Duties And Responsibilities

• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file supported by automated underwriting system findings to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
• Is open to communicating and creating ongoing dialogue with borrowers via their preferred method (telephone/text/email) during an extended loan processing/home build timeline.
• Prepares file for final clear-to-close by branch management.

Requirements

• A high school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field.
• Proficient in use of Day One Certainty, FHA Connections, the VA Portal, and other mortgage field related databases.

Benefits

• Comprehensive benefits package including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.
• M/I Homes is committed to attracting, developing, and retaining talent that reflects the customers they serve and the communities where they live and work.
• We are proud to be an EEO/AA employer.
• We maintain a drug-free workplace and perform pre-employment substance abuse testing.

About the Role

M/I Homes is a top 15 national homebuilder founded in 1976 by Irving and Melvin Schottenstein. They have grown to become one of the nation's leading homebuilders, operating in 17 markets including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. M/I Homes is expanding its division in Nashville/Franklin and seeks a Mortgage Loan Processor for its partner builder financing subsidiary, M/I Financial.

Qualifications

High school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field.

Skills

• Proficient in use of Day One Certainty, FHA Connections, the VA Portal, and other mortgage field related databases.

Benefits

• Comprehensive benefits package including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.
• We are committed to attracting, developing, and retaining talent that reflects the customers we serve and the communities where we live and work.
• We are proud to be an EEO/AA employer.
• We maintain a drug-free workplace and perform pre-employment substance abuse testing.

Schedule

This position is full-time in the Franklin, TN office.

Pay

The salary is provided along with monthly paid incentives based on work volume achieved. Monday through Friday work environment.