Loan Processor - Home Loans (NOLA)

Highlights

• Follow procedures to process home loan products efficiently and accurately in a quality consistent with established FNMA, Private Mortgage Insurance, and internal Credit Union guidelines as well as meeting all regulatory requirements including NCUA and CFPB
• Maintain a pipeline of loans and be responsible for the compliant and timely flow of such loans through the process
• Review loan files for completeness upon receipt and update data in the system of record as needed
• Verify the accuracy of all information provided by borrowers at the time of loan application including but not limited to income, assets, employment, liabilities, and residence
• Actively implement an annual individual learning plan for personal and professional growth

Experience

• Required: Minimum 1 year of financial industry experience working with loan applications
• Desire and ability to work in a production environment processing mortgage loans
• Experience with managing a loan pipeline
• Knowledge of credit and collateral underwriting guidelines and rules and regulations governed by state and federal agencies
• Knowledgeable in real estate origination, processing, underwriting, and closing principles to include secondary marketing automated underwriting engines
• Experience with Fannie Mae Guidelines, DU® guidelines and risk assessment tools used to decision mortgage loans
• PREFERRED: Mortgage processing experience including conventional underwriting, Fannie Mae processing experience, basic knowledge of mortgage

Education

• Required: High school diploma or equivalent
• PREFERRED: Bachelor’s degree in business or related field

Licenses & Certifications

• Required: Registration as Mortgage Loan Originator (MLO) with National Mortgage Licensing System and Registry

Skills & Knowledge

• Required: Computer skills to include automated underwriting systems, MS Word, MS Outlook, MS Excel, and Fannie Mae’s Desktop Underwriter - DU®
• Ability to use sound judgment and possess strong decision-making skills
• Strong analytical, problem solving and audit skills
• Strong organization skills and results orientation
• Ability to effectively communicate
• A strong sense of urgency about solving problems, meeting challenging deadlines and achieving critical goals

Schedule

Monday-Friday, 8:30 am-5:30 pm

Flexibility

In office, on site; not remote or hybrid

Level of Work

1C

Benefits

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.