Loan Processor

Fully Remote

About the role

BriteCap Financial operates in the financial technology sector, focusing on lending solutions for small businesses. Since 2003, the organization has addressed the challenge of providing tailored financing and support to small businesses nationwide. It emphasizes a collaborative work environment aimed at fostering individual growth and success.

The LOAN PROCESSOR role is central to the underwriting team, responsible for assessing the creditworthiness of small business applicants and managing credit portfolio tasks. This position ensures accurate processing of funding applications and supports underwriting decisions by maintaining clear documentation and communication. The role contributes directly to the organization's lending operations by preparing loans for timely funding and supporting overall credit risk management.

Responsibilities

• Process incoming funding applications using internal systems, ensuring completeness and accuracy
• Review and input data from bank statements, credit reports, and business documents
• Verify consistency of key business and applicant information across documents
• Address processing issues and escalate when necessary
• Identify and request corrections for missing, expired, or inconsistent documentation
• Prepare files for the next stage of review, ensuring they are clean and complete
• Conduct final reviews including due diligence steps such as merchant interviews and verification calls
• Confirm all funding conditions are met and the deal is ready for funding
• Maintain clear and accurate notes in internal systems
• Communicate with internal teams to ensure efficient file progression
• Support ad-hoc projects and operational needs as required

Requirements

• High school diploma or equivalent
• Some exposure to finance, lending, banking, underwriting support, or document review is beneficial but not required
• Basic comfort with reviewing bank statements, credit reports, or business documentation
• Ability to follow defined workflows and instructions
• Willingness to learn about working capital products and internal systems
• Strong work ethic suited to a fast-paced environment
• Strong attention to detail and organizational skills
• Clear written and verbal communication skills
• Ability to multitask and prioritize
• Coachable and eager to learn
• Team-oriented and accountable