Loan Processor
DHI Mortgage · Durham, NC · Yesterday
FinanceFull-time
About the role
D.R. Horton, Inc., the largest homebuilder in the U.S., is seeking a Loan Processor in the Branch Department. The right candidate will process mortgage loans and provide a high level of customer service to builders and homebuyers.
Responsibilities
- Oversee the receipt of a file from a Loan Officer through Final Approval.
- Review the file for correct stacking order, AU findings for initial determination, and appropriate documentation.
- Input any changes into the computer systems and re-run for a correct AU determination.
- Provide the status of a file to all parties.
- Submit all files to a DHI Underwriter at your Regional Underwriting Center and review conditions when received from underwriting.
- When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system.
- Read updates and comply with all Quality Control policies, attending QC meetings as scheduled.
- Review all files for DHI Mortgage required checklists and respond to all QC write-ups within 10 calendar days.
- Review Loan Processor, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis.
- Review the Loan Officer's "needs list".
- Maintain an accurate communication log.
- Attend weekly processor meetings as directed by the Branch Manager.
- Reconcile the Fee Summary Sheet.
- Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company.
- Additional duties as assigned.
Requirements
- One-year certificate from college or technical school.
- Three to six months of related experience and/or training.
- Ability to apply common sense understanding to carry out instructions furnished in written, oral form, or via DRH applications.
- Proficiency with MS Office and email.
Preferred Qualifications
- Strong written communication skills and attention to detail.
- Ability to accurately and efficiently process and record large amounts of data.
Benefits
- Medical, Dental, and Vision.
- 401(K).
- Employee Stock Purchase Plan.
- Flex Spending Accounts.
- Life & Disability Insurance.
- Vacation, Sick, Personal Time, and Company Holidays.
- Multiple Voluntary and Company provided Benefits.