Loan Officer - Agriculture Relationship Manager

We need to output HTML fragment with sections: headings

for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We need to parse the job posting. First, remove boilerplate: cookie/navigation/legal/EEO etc. Not present. We need to keep substantive info. We need to decide sections. The posting includes: - Intro: "Loan Officer - Agriculture Relationship Manager Help Fuel the Future of Agriculture in Missouri..." etc. That's like about the role. - "Make an Impact Where It Matters" paragraph. - "The Opportunity" bullet list. - "Why Join FCS Financial:" with bullet points (Purpose Driven Work, Career Growth, Relationship Focused Environment, Competitive Total Rewards... includes salary ranges for other positions? Actually they list salary ranges for other positions: Financial Services Officer, Assistant Vice President, Vice President. Not for this role? Might be considered Pay info? It says "Competitive Total Rewards: Enjoy a highly comprehensive salary, incentive opportunities and a comprehensive benefits package designed to support you at work and at home. Based on experience with multiple opportunities for personal and professional growth including Financial Services Officer (salary range of $58,000 - $85,000) Assistant Vice President, Ag & Rural Lending (salary range of $64,000 – $107,000) and Vice President, Ag & Rural Lending (salary range of $79,000 - $151,000)." This is about potential career paths, not the specific role's pay. The instruction: include Pay section only if posting actually states them. It does not state pay for this role. So we should not create Pay section. - "What You Need:" bullet list of qualifications. - "Join a team..." etc. - Location: Macon, Missouri. - Position Details: open until filled, Exempt, Department, Reports To, Supervises. - Job Functions with percentages and details. - Minimum Qualifications. - Required Knowledge and Skills. We need to avoid duplicating. We need to produce sections: maybe About the role (intro + impact), Responsibilities (Job Functions), Requirements/Qualifications (What You Need + Minimum Qualifications + Required Knowledge and Skills), Benefits (maybe from Competitive Total Rewards?), but Benefits section only if posting actually states them. It mentions "competitive total rewards: Enjoy a highly comprehensive salary, incentive opportunities and a comprehensive benefits package". That's vague but mentions benefits package. Could we include Benefits section? It says "comprehensive benefits package". That's somewhat specific? It's not detailed but it's a statement. The instruction: never create Benefits sections unless the posting actually states them. It does state "competitive total rewards ... comprehensive benefits package". That's a statement about benefits. So we could include Benefits section with that statement. Schedule: not mentioned. We should not repeat job title as heading. We should not include Job ID etc. We need to use

for section headings. We need to use

• for any list of duties/requirements/benefits, and

  for prose. We need to preserve all substantive information; do not invent or summarize away detail. We need to remove duplicated lines. We need to avoid filler like "commensurate with experience". Not present. We need to output only HTML fragment. Let's craft sections:

  About the role

  Loan Officer - Agriculture Relationship Manager: Help Fuel the Future of Agriculture in Missouri. Do you enjoy building relationships, helping businesses succeed, and making a meaningful impact in rural communities? If you're passionate about agriculture and thrive in a customer focused environment, FCS Financial has an exciting opportunity for you. Make an Impact Where It Matters: At FCS Financial, we're more than a lender. As part of the nationwide Farm Credit System, we partner with farmers, ranchers, agribusinesses, and rural residents to help them achieve their goals. Our team is committed to strengthening agriculture and supporting the communities we serve.

  Responsibilities

  • Develop trusted relationships with farmers, agribusinesses, and rural customers.
  • Build and manage a successful agricultural and consumer lending portfolio.
  • Identify opportunities to help customers achieve their financial goals.
  • Provide exceptional service and ongoing support to member-owners.
  • Represent FCS Financial in the community and help grow our presence in the local market.
  But also there are detailed Job Functions with percentages. Those are more detailed responsibilities. Should we include them? The instruction: Preserve ALL substantive information; do NOT invent or summarize away detail. So we need to include the detailed job functions as well. Could combine them under Responsibilities as a more detailed list. We have Job Functions broken down: 60% Loan Origination/Portfolio Management with sub-bullets; 25% Marketing and Sales; 10% Chattel and Collateral Valuations; 5% Training; Other duties as assigned. We should include those as sub-items maybe nested lists? But we only allowed
  • for any list. Could nest
    inside
    • . That's okay. We need to preserve all details. Let's create a Responsibilities section with the detailed breakdown. We'll have:

      Responsibilities

      • Loan Origination/Portfolio Management (60%)
        • Meets with current customers and prospects to gather, update, and review financial and scope of operation information to determine eligibility
        • Completes the Farm Credit Services (FCS) application process in order to submit to the credit department
        • Analyzes credit for new actions and servicing actions
        • Verifies financial documentation and closing conditions
        • Determines product pricing
        • Communicates credit decision and completes required steps for closing
        • Determines location for loan closing and coordinates schedules to ensure loan closing time and location meets customer needs
        • Services loans, including partial releases, collateral substitutions, changes in payment and maturity dates, extensions and conversions
        • Identifies at-risk loans and determines a plan of action to resolve deficiencies
      • Marketing and Sales (25%)
        • Represents and promotes FCS Financial at agricultural organization meetings and events
        • Attends auctions and sale barns to promote FCS services and products
        • Determines appropriate sales approach for potential or current customers
        • Determines potential business opportunities through relationship building activities including targeted sales calls and onsite visits
        • Review financial information for cross-sale opportunities
        • Determines proper allocation of marketing budget dollars
        • Contacts internal resources (credit, appraisal, crop insurance, customer service) to coordinate activities ensure customer needs are met
        • Contacts external resources (FSA, title companies, surveyors, legal counsel, appraisers, CPA’s) to coordinate activities and ensure customer needs are met
      • Chattel and Collateral Valuations (10%)
        • Performs Chattel (cattle, crops, machinery) and Collateral valuations (real estate)
        • Determines value using external resources such as websites, local grain market, livestock facilities, and the internal appraisal manual for real estate
      • Training (5%)
        • Attends loan officer development training courses as application and/or assigned
      • Other duties as assigned to meet the needs of the organization.
      That covers responsibilities. Now Requirements/Qualifications: We have "What You Need:" bullet list, Minimum Qualifications, Required Knowledge and Skills. We could combine into a Requirements section with sub-sections? But we only allowed headings

      . Could have one Requirements section and inside we can have paragraphs and lists. We need to preserve all details. Let's create:

      Requirements

      What You Need:

      • Bachelor’s degree in Agriculture, Business, Finance or a related field.
      • Knowledge of sales, marketing strategies, financial services, agriculture operations, negotiating skills and, basic accounting principles.
      • A self-motivated, results oriented mindset.
      • Passion for providing exceptional customer service.
      Then Minimum Qualifications:

      Minimum Qualifications:

      • Bachelor’s degree in agriculture, business or a related field
      • Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
      Then Required Knowledge and Skills:

      Required Knowledge and Skills:

      • General knowledge of the sales process
      • General knowledge of negotiating tactics
      • General knowledge of marketing strategies
      • General knowledge of financial services industry
      • General knowledge of the agricultural industry
      • General knowledge of basic accounting principles
      • Skill in negotiating agreements to achieve the best outcome for the organization
      • Skill in using Microsoft technologies including Outlook, Word and Excel
      • Skill in listening and conveying awareness of a customer's problem or issue to find resolution
      • Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
      • Ability to learn and retain Association policies and procedures, and the ability to adapt to new policies and procedures quickly.
      • Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data
      We could combine but it's okay. Now Benefits section: we have "Competitive Total Rewards: Enjoy a highly comprehensive salary, incentive opportunities and a comprehensive benefits package designed to support you at work and at home. Based on experience with multiple opportunities for personal and professional growth including Financial Services Officer (salary range of $58,000 - $85,000) Assistant Vice President, Ag & Rural Lending (salary range of $64,000 – $107,000) and Vice President, Ag & Rural Lending (salary range of $79,000 - $151,000)." We could include Benefits section with that statement. However, the instruction: never create Benefits sections unless the posting actually states them. It does state benefits package. So we can include. But we need to avoid filler like "commensurate with experience". Not present. We'll put:

      Benefits

      Competitive Total Rewards: Enjoy a highly comprehensive salary, incentive opportunities and a comprehensive benefits package designed to support you at work and at home. Based on experience with multiple opportunities for personal and professional growth including Financial Services Officer (salary range of $58,000 - $85,000) Assistant Vice President, Ag & Rural Lending (salary range of $64,000 – $107,000) and Vice President, Ag & Rural Lending (salary range of $79,000 - $151,000).

      But note that this includes salary ranges for other positions, not the role. Still it's part of the posting. We'll keep. Now Location and Position Details: Should we include a section? Could be "Details" but not in allowed headings list. Allowed headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We could put location under About the role or maybe a separate section not listed? The