Loan Documentation Clerk/Editor

Essential Duties and Responsibilities

• Pre and Post review of consumer, commercial and consumer real estate loan documents for compliance with regulations, bank policies, bank procedures, and proper authority
• Loan Compliance and all Regulations including HMDA/CRA/RESPA/TIL/TRID/Flood
• Identify and track technical exceptions and loan covenants
• Identify and track insurance coverage on loans
• Communicate with loan staff, primarily processors and lenders
• Provide exceptional customer service at all times
• Share responsibility for completion of all departmental objectives
• Perform other job duties and special projects as assigned

Requirements

• Knowledge of loan documentation and lending policy and procedures
• Ensure compliance with regulations and bank policies and procedures
• Knowledge of loan underwriting principles
• Detail oriented, self-starter with a high degree of accuracy and good organizational skills
• Excellent customer service skills
• Proficient in Excel, Microsoft Office and knowledge of, or the ability to quickly learn, banking software applications
• Experience in Decision Pro and Laser Pro document production application a plus
• Work well under stress and deadlines while managing multiple tasks
• Critical thinking and problem solving skills
• Work well individually and with a team while maintaining a positive attitude
• Demonstrate a business professional image and demeanor
• Excellent work ethic
• Absence and punctuality is an essential function of the job

PREFERRED SKILLS AND QUALIFICATIONS

• One – two years loan operations/documentation experience preferred, with real estate knowledge a plus