Liability Specialist

Salary range: $63,130.00 - $100,843.00. The actual salary will depend on factors including scope and complexity of the role, skills, education, training, credentials, location, and experience. Position may be eligible for an annual bonus payment.

Benefits

• Premier health, prescription, dental, and vision benefits for you and your dependents, with coverage beginning your first day of work
• Low contributions to medical and prescription premiums (currently up to 97% of employees’ monthly premium costs covered by Erie Insurance)
• Traditional pension plan (vested after five years of service)
• 401(k) with up to 4% contribution match
• Paid time off: vacation, personal days, sick days, bereavement days, and parental leave
• Career development, including tuition reimbursement for higher education and industry designations
• Company-paid basic life insurance
• Short- and long-term disability insurance
• Orthodontic coverage for children and adults
• Adoption assistance
• Fertility and infertility coverage
• Well-being programs
• Paid volunteer hours for community service
• Dollar-for-dollar matching of charitable gifts each year

About the role

Exercises independent judgment in handling complex Home and Auto liability claims, including coverage issues, liability evaluation, injury assessment, negotiation, and resolution strategy. Provides technical guidance to less experienced staff and supports consistent claim handling practices. Candidate will primarily handle claims for Pennsylvania and New Jersey.

The successful candidate is required to have a valid Florida License or be willing to obtain it within 60 days of employment. Preferred candidate will work remote from Pennsylvania.

Responsibilities

• Conducts investigations, evaluates, and makes recommendations regarding coverage and liability
• Handles claims involving complex liability, damages, or coverages
• Negotiates with all parties or their representatives within designated authority
• Documents the file and submits reports
• Identifies subrogation opportunities and initiates appropriate action
• Completes required training
• Provides support for property claims during periods of heavy volume
• Trains and mentors less experienced staff
• Travel for training may be required

Regular and predictable attendance is an essential job function. For certain positions at ERIE, including leadership roles, regular and predictable onsite presence may also be an essential job function based on business and operational needs.

Requirements

• High school diploma or equivalent and five years of claims-related experience; or
• Associate degree and three years of claims-related experience; or
• Bachelor’s degree and one year of claims-related experience
• Working knowledge of liability coverages, laws, injury evaluation, reserving, negotiation, and claim documentation
• Appropriate license(s) as required by applicable state(s), including the ability to secure and maintain dual or multiple licenses as business needs require
• Associate in Claims (AIC), Senior Claims Law Associate (SCLA), or related designation preferred

Skills

• Values Diversity
• Nimble Learning
• Self-Development
• Collaborates
• Customer Focus
• Cultivates Innovation
• Optimizes Work Processes
• Instills Trust
• Ensures Accountability
• Job-Specific Knowledge
• Decision Quality
• Information Management

Physical Requirements

• Lifting/Moving: 0-20 lbs; Occasional (<20%)
• Driving: Occasional (<20%)
• Manual Keying/Data Entry/Computer Use: Frequent (50-80%)