Lead Credit Specialist (Treasury)

About the role

Act as the Accounts Receivable liaison working with dealers, their respective banks, the Business Centers, MOPAR, Legal, Incentives, Fleet, Logistics, and various other non-dealer customers. Support the sales function while collecting cash and managing the financial risk associated with selling goods and services.

Responsibilities

• Manage and monitor the day-to-day cash collection processes for assigned “lines of business” (vehicles, MOPAR parts, supplier and dealer loans, etc.).
• Investigate and resolve exceptions to standard cash collection processes and coordinate timely issue resolution with internal and external partners.
• Perform customer credit reviews to determine creditworthiness and recommend/set credit limits and payment terms in alignment with policy and risk appetite.
• Report on the status of customer accounts (including past-due trends, key issues, and action plans) and support monthly/periodic Credit Committee materials as needed.
• Collaborate regularly with IT to enhance systems, resolve technical issues, and support continuous process improvements.
• Support customer-related activities such as buy/sells, terminations, finance holds, banking data updates, new customer set-up, deferred terms requests, and payment plan options.
• Handle Accounts Receivable budgeting, forecasting, actuals, variance explanations, month-end ledger activity, audit requirements, and SOX compliance.

What You'll Learn

• Understanding of the markets, brands, dealer network, production plan, and logistics of vehicles.
• Understanding of vehicle and MOPAR part sales processes and related A/R cycles.
• Cash flow and financial statement analysis to assess customer creditworthiness.
• Budgeting, forecasting, actuals/variance explanations, and SOX compliance for assigned processes.

Requirements

• Bachelor's degree or higher in Finance, Accounting, or a related field.
• Minimum 8+ years of experience in Finance/Accounting (or minimum 7 years with an MBA or Master's degree in Accounting or Finance).
• Effective communication skills and ability to work cross-functionally with business partners and external parties.
• Strong systems background (SAP, Excel, Mainframe).

Preferred Qualifications

• MBA, CPA, and/or CMA.
• Knowledge and understanding of financial statements.
• Effective problem-solving and analytical skills.
• Prior Credit/Collections experience.

Benefits

• Comprehensive Health & Well-being Coverage: Medical, dental, vision, and prescription drug coverage from day one, plus an Employee Assistance Program (EAP) for confidential support.
• Family Building Benefit: Support for fertility and infertility treatments, adoption services, and gestational surrogacy.
• Generous Paid Time Off: 17+ paid holidays (including a shut-down from December 24th through New Year’s Day), vacation, float & wellbeing days, sick time, and fully paid parental leave.
• Competitive Retirement Savings Plans: Employer match on 401k, Roth, and Catch-Up contributions, plus an employer contribution even if you don’t contribute.
• Income Protection & Insurance Options: Employer-provided and voluntary plans, including life insurance, group accident, and critical illness coverage.
• Company Vehicle Lease Program: Eligible employees and their immediate families can lease Stellantis vehicles with insurance, maintenance, and unlimited miles included, plus exclusive discounts on Stellantis products.
• Support for Growth and Giving Back: Tuition reimbursement, student loan refinancing programs, and 18 paid volunteer hours each year.