Lead Credit Operations Specialist (Treasury)

About the role

As a Lead Credit Operations Specialist (Treasury), you will play a critical role in protecting company cash flow, optimizing receivables performance, and supporting strategic business operations across North America. This position serves as the primary credit and collections expert for a significant vehicle receivables portfolio, partnering with dealers, financial institutions, fleet customers, government agencies, and internal stakeholders to deliver timely cash collections, mitigate risk, and enhance customer experience.

This role provides a unique opportunity to gain broad exposure to the automotive industry while strengthening your financial leadership capabilities.

Responsibilities

• Manage a portfolio of dealer, fleet, and government receivables, supporting billions in annual vehicle receivables while protecting cash flow and minimizing risk.
• Build strong relationships with dealers, banking partners, and internal stakeholders to resolve payment issues and optimize receivables performance.
• Lead resolution of complex collection matters, including funding delays, banking issues, customer disputes, delinquent accounts, and risk escalations.
• Oversee critical account activities, including finance holds, account terminations, banking maintenance, and governance controls related to receivable management.
• Serve as a business product owner for Treasury receivables and in-transit payment technologies, ensuring solutions align with business objectives, compliance requirements, and operational needs.
• Partner with IT and business teams to identify, develop, and implement AI-enabled solutions, workflow automation, and process improvements that enhance controls, improve productivity, increase reporting accuracy, and accelerate cash collections.
• Lead system enhancements, technology implementations, and continuous improvement initiatives that strengthen Treasury operations.
• Actively participate on the North America Credit Committee.
• Support budgeting, forecasting, month-end close activities, variance analysis, receivables reporting, SOX compliance, internal controls, and audit requirements.

What You'll Learn

• Develop deep knowledge of automotive operations, including dealer networks, fleet programs, supply chain logistics, production cycles, and vehicle distribution.
• Learn how large-scale receivables portfolios are managed and how collections strategy directly impacts cash flow and business performance.
• Expand expertise in financial planning, forecasting, budgeting, internal controls, compliance, and treasury operations.
• Strengthen leadership, negotiation, and problem-solving skills while collaborating with senior stakeholders across the organization.
• Gain hands-on experience supporting SOX compliance, audit activities, and risk management initiatives within a complex corporate environment.

Qualifications

Basic Qualifications

• Bachelor's degree in Finance, Accounting, Business, or related field.
• Minimum of 8 years of Finance, Accounting, Treasury, Credit, or Collections experience (or 7 years with an MBA or Master's degree in Finance or Accounting).
• Demonstrated ability to communicate effectively and build strong partnerships with both internal and external stakeholders.
• Experience using ERP and financial systems, including SAP or comparable platforms.
• Strong analytical, organizational, and problem-solving skills with exceptional attention to detail.
• Demonstrated experience leading projects, process improvements, system implementations, or technology initiatives.

Preferred Qualifications

• MBA, CPA, CMA, or other relevant professional certifications.
• Experience in Accounts Receivable, Credit, Business to Business Collections, Treasury, Cash Application, or Financial Operations within a large corporate environment.
• Proven ability to manage multiple priorities, influence cross-functional teams, and drive resolution of complex business issues.
• Advanced proficiency in Microsoft Excel, financial reporting tools, and analytics platforms.
• Experience leading process improvement, automation, digital transformation, or system enhancement initiatives.
• Strong executive communication and presentation skills with the ability to translate data into actionable business insights.

Benefits

• Comprehensive Health & Well-being Coverage: Medical, dental, vision, and prescription drug coverage from day one, plus an Employee Assistance Program (EAP) for personal and professional challenges.
• Family Building Benefit: Support for fertility and infertility treatments, adoption services, and gestational surrogacy.
• Generous Paid Time Off: 17+ paid holidays (including a year-end shut-down from December 24th through New Year’s Day), vacation, float & wellbeing days, sick time, and fully paid parental leave.
• Competitive Retirement Savings Plans: Employer match on 401k, Roth, and Catch-Up contributions, plus an employer contribution even if you don’t contribute.
• Income Protection & Insurance Options: Employer-provided and voluntary life insurance, group accident, critical illness, and other coverage options.
• Company Vehicle Lease Program: Eligible employees and their families can lease Stellantis vehicles with insurance, maintenance, and unlimited miles included, plus exclusive discounts on Stellantis products.
• Support for Your Growth and Giving Back:
  • Tuition reimbursement.
  • Student loan refinancing programs.
  • 18 paid volunteer hours each year.