Jr. Underwriter

Rain City Capital is a rapidly growing private lender headquartered in Kirkland, WA. We prioritize our borrowers, building our business almost exclusively on word-of-mouth referrals. Our team is energetic, fun, and committed to leading the industry by putting relationships before transactions.

About the Role

We're looking for a highly competent Jr. Underwriter to support the efficient and accurate assessment of deals for our growing loan portfolio. This role is integral to Rain City's critical assessment of deals, from conditions to funding.

Responsibilities

• Review files and proactively communicate conditions needed before sending to underwriting
• Identify loan-level issues and items that will delay funding
• Review and confirm applications, credit, background, title, assets, and valuations
• Keep the system up to date with all required information
• Assist loan processing and underwriting department with appraisal order follow-up
• Investigate properties (zoning, property type, etc.)
• Partner with loan officers and processing to resolve file, document, or post-closing issues
• Efficiently meet deadlines while maintaining multiple assignments/projects
• Other duties as assigned

Duties, responsibilities, and activities may change or be assigned at any time with or without notice. The employee must be able to read, write, speak, and understand English with exceptional fluency.

Requirements

• Minimum of 2 years of experience as a loan processor or underwriter
• Strong understanding of mortgage process flow, from processing to closing
• Experience with automated underwriting systems (helpful)
• Inquisitive, investigative mindset — find, analyze, and solve problems
• Recognizes and asks follow-up questions necessary to fully understand issues and develop proper solutions
• Excellent written and verbal communication skills, including the ability to maintain great relationships
• Solution-oriented and nimble thinker with strong analytical and mathematical skills
• Great attention to detail, highly organized, and committed to meeting deadlines
• Ability to react quickly to changing priorities and multitask in a fast-paced work environment
• Energetic and dependable self-starter
• Reliable, punctual, and able to prioritize and perform all major job roles with minimal supervision
• Willingness to help other team members/departments, including occasionally working flexible hours to accommodate volume
• Must be able to laugh and have fun!

Remote Work Expectations

This is a remote position, meaning employees perform their duties remotely and are expected to check email, phone, and text messages throughout the day, responding in a timely manner consistent with a normal company workday. Performance is measured by our mission statement: Real and Lasting Mutual Success.

Pay

$80,000 - $90,000 annually

Schedule

Full-time, exempt