Investment Analyst

About the role

An industry‑leading REIT is seeking an Investment Analyst to join its Transaction Management team. The analyst will independently manage the execution of residential mortgage loan transactions across acquisitions, sales, financings, and securitizations, overseeing each deal from trade acceptance through settlement and post‑closing while collaborating with internal stakeholders, clients, counterparties, and service providers.

Responsibilities

• Independently manage residential mortgage loan transactions from trade execution through settlement and post‑close activities.
• Develop and maintain transaction timelines, ensuring milestones and deliverables are completed on schedule.
• Manage counterparty onboarding and ensure internal approvals are completed prior to execution.
• Coordinate due‑diligence activities with third‑party diligence firms, internal teams, clients, and sellers.
• Track, report, analyze, and address loan due‑diligence findings based on compliance, credit, title, valuation, servicing data, and collateral.
• Track diligence exceptions, stipulations, and issue resolution through closing.
• Identify high‑risk issues and make recommendations for re‑pricing or adjustments for whole‑loan acquisitions and sales.
• Prepare, validate, and distribute collateral tapes, loan data, and transaction reporting.
• Coordinate settlement activities, funding schedules, collateral transfers, and post‑closing reconciliations.
• Coordinate execution of transaction documentation such as NDAs, MLPAs, ISAs, and trade confirmations.
• Support financing and securitization transactions through coordination with dealers, trustees, custodians, rating agencies, and warehouse lenders.
• Collaborate with Finance & Accounting to support invoicing, settlement reporting, and revenue recognition.
• Maintain transaction pipeline reporting and settlement forecasts.
• Identify opportunities to improve transaction processes and operational efficiency.
• Assist in implementing technology initiatives and workflow enhancements.
• Build strong working relationships with trading desk, clients, originators, servicers, diligence providers, and counterparties.
• Mentor analysts and junior team members on transaction processes and best practices.

Requirements

• 2–5 years of experience in residential mortgage finance, capital markets, structured credit, or securitization.
• Experience managing residential whole‑loan transactions through closing.
• Working knowledge of MLPAs, ISAs, residential mortgage transaction documentation, RMBS execution process, loan‑level collateral data, and servicing transfers.
• Understanding of settlement mechanics and transaction funding.
• Strong Excel skills, including dynamic arrays, Power Query, and SQL connections.
• Experience working with large loan‑level datasets.
• Strong project management and organizational skills.
• Excellent communication skills with internal and external stakeholders.
• Ability to manage multiple priorities in a deadline‑driven environment.

Qualifications

• Bachelor’s degree in Data Science, Computer Science, Finance, Accounting, Economics, or a related field.

Skills

• SQL and Python experience (preferred but not required).
• Advanced Excel capabilities (dynamic arrays, Power Query, SQL connections).
• Project management and organizational expertise.
• Effective stakeholder communication.