Investigator Analyst Level II

Job Family: Investigator

About the role

The Analyst will perform Anti-Money Laundering (AML) alert and case reviews to mitigate risks associated with financial crimes and suspicious activity.

Responsibilities

• Apply research and analytic techniques to digest complex information sets and make logical, well-supported determinations regarding unusual or potentially suspicious activity.
• Conduct end-to-end, meticulous reviews of potential illegal or suspicious activity in Transaction Monitoring.
• Analyze time-sensitive instances of potential AML activity and suspicious financial transactions across multiple jurisdictions and countries.
• Assess customer profiles and client data to determine consistency with typical purchasing/payment activity, including adherence to Acceptable Use Policies and Know Your Customer (KYC) requirements.
• Document findings in narrative format within manual and automated case management systems and provide updates to Project Managers or Team Leads as needed.
• Make determinations regarding potential Suspicious Activity Report (SAR) filings.

Requirements

• Bachelor’s degree and a minimum of 4+ years of relevant experience in Transaction Monitoring (relevant experience may substitute for formal education or an advanced degree).
• Knowledge of applicable laws, regulations, and guidelines (e.g., BSA, OFAC, Crypto, Blockchain, FinCEN guidance).
• Experience working with manual and system-generated alerts/cases for detecting potentially suspicious activity.
• Ability to assess risks and identify deviations in financial transactions.
• Knowledge of reporting requirements related to suspicious activity reports and transaction monitoring.
• Ability to detect and mitigate red flags for financial crimes, including money laundering, terrorism financing, and fraud.
• Proficiency in Microsoft Excel.

Qualifications

• 5+ years of experience assessing and reviewing system-generated and manual AML alerts, escalations, or SAR write-ups for potentially suspicious activity.
• CAMS or ICA certification.
• Experience with OSINT (Open Source Intelligence) techniques.
• End-to-end understanding of Transaction Monitoring, KYC, Screening, Fraud Operations, jurisdiction-specific SAR filing, and narrative development from documentary and non-documentary verification.
• Ability to conduct detailed investigations using vendors and open sources to remediate compliance alerts and independently research, analyze, and recommend solutions.

Benefits

• Medical, prescription, dental, and vision insurance.
• Personal and family sick time, plus company-paid holidays.
• Eligibility for a discretionary variable incentive bonus.
• Parental leave.
• 401(k) retirement plan.
• Basic life and supplemental life insurance.
• Health Savings Account (HSA), Dental/Vision, and Dependent Care Flexible Spending Accounts (FSAs).
• Short-term and long-term disability coverage.
• Tuition reimbursement, personal development, and learning opportunities.
• Skills development and certifications.
• Employee referral program.
• Corporate-sponsored events and community outreach.
• Emergency back-up childcare program.