Insurance Risk Specialist

Responsibilities

• Aid in the management of domestic and international insurance programs.
• Coordinate and support claims management activities across all lines of coverage, including Workers’ Compensation, General Liability, Auto Liability, Property, Builder’s Risk, Professional Liability, Cyber, and other specialty coverages.
• Wrap up enrollments, monthly payroll and subcontractor monitoring.
• Collaborate with brokers, carriers, adjusters, legal counsel, and internal stakeholders to facilitate claim resolution and recovery efforts.
• Support insurance policy renewals, underwriting submissions, and carrier information requests.
• Aid in the preparation and review of exposure data, loss runs, and underwriting documentation.
• Participate in annual insurance carrier audits, including payroll, subcontractor, and exposure audits.
• Review and maintain insurance records, certificates of insurance, and policy documentation.
• Utilize the Origami Risk Management Information System (RMIS) to track claims, insurance policies, exposures, and reporting metrics.
• Assist in the preparation of claims and insurance reports for management review.
• Engage in risk assessments, contractual risk transfer reviews, and enterprise risk management initiatives.
• Maintain awareness of insurance market developments and offer recommendations on coverage and risk transfer strategies.
• Review and update insurance requirements and limits for the organization’s subcontractor program and review/modify incoming insurance contract language.

Qualifications

• Bachelor’s degree in Risk Management, Insurance, Business Administration, Finance, or related field.
• 5+ years of insurance risk management, claims management, or commercial insurance experience.
• Demonstrated experience managing or supporting claims across multiple lines of coverage.
• Experience working with commercial insurance brokers, carriers, and third-party administrators.
• Exposure to both U.S. and international insurance programs is strongly preferred.
• Working knowledge of insurance policy structure, coverage analysis, underwriting processes, and premium audits.
• Experience utilizing the Origami Risk Management Information System (RMIS) or similar risk management platform.
• Strong analytical, organizational, and communication skills.
• Ability to manage multiple priorities and work effectively with internal and external stakeholders.