Indirect Funder I- Fort Worth

About the role

As an Indirect Funder I, you will be the gatekeeper of compliance and accuracy, ensuring every dealer contract aligns with both our internal standards and State regulations. You will verify interest rates, loan terms, and original approvals, playing a key role in keeping everything on track and on time in a fast-paced, compliance-driven environment.

Responsibilities

• Review and verify all documents in dealer loan packages to ensure compliance with EECU and State regulations.
• Work closely with dealerships to correct and finalize contracts that fall outside of guidelines.
• Confirm that all State-mandated forms are present and correct.
• Calculate dealer reserves and dealer chargebacks with accuracy and transparency.
• Collaborate directly with dealers to resolve reserve discrepancies and obtain necessary corrections.
• Provide detailed, audit-ready documentation to Management and State Examiners for lien perfections, chargebacks, and reserve payments.
• Ensure EECU's lien is recorded within State-mandated timeframes.
• Fund dealer contracts within 24 hours if packets are within guidelines, using multiple systems to update and finalize all approved funded loan packets.
• Adhere to all Federal and State Rules and Regulations pertaining to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Service Members Civil Relief, and FCRA/FACTA.
• Attend initial and ongoing annual Bank Secrecy Act training.

Indirect Funders fund an average of 1,900 contracts each month. Regular attendance is an essential function of this position.

Requirements

• Indirect auto lending background.
• Analytical skills and computer proficiency.
• Knowledge of credit union operations.
• Strong decision-making ability and judgment.
• Extremely detail-oriented, able to handle a fast-paced atmosphere.
• Able to effectively communicate with dealers to obtain completed loan packets in a timely manner for funding.
• 1+ years of experience in the Banking/Financial industry.
• 1+ years in the Indirect Auto Lending Program.

College degree preferred but not required.

Schedule

Typically Monday-Friday, 8am-5pm. Occasional overtime and Saturdays as needed.