Head of Risk - Non-Rewards Credit Cards Portfolio, Director (Hybrid)

Responsibilities

• Set the long-term vision and agenda for credit strategies for a credit card portfolio
• Manage risk levels consistent with program’s financial goals and Citi’s risk appetite
• Lead a best-in-class Risk team responsible for driving sustainable growth for business
• Partner with modeling team on new tools, machine learning and alternate data
• Partner with Operations leadership team to ensure best customer experience while maintaining the robust risk management principles
• Ensure a consistent and strong control environment across Risk, product, and functional partners to manage operational risk, ensuring oversight of all strategic deliverables
• Continuously identify opportunities to improve business performance, effectiveness and efficiency through process improvements and talent management

Requirements

• 12+ years of relevant risk management or financial services experience required
• 5+ years of people management experience
• Possesses a complex mix of skills and leadership attributes including in-depth knowledge and experience of Cards P&L, sophisticated analytical abilities including the know-how to lead statistically advanced analyses, interface with the modeling teams on techniques such as machine learning or logistic regression
• Demonstrated excellence in managing an analytical team - must have experience in delivering large-scale credit policy changes and communicating them to a diverse audience
• Strong knowledge of the applicable laws and regulations and the current environment which govern credit card and lending policies and practices
• Demonstrated success in managing risk policy/strategy through the economic cycle and/or in various environments; protecting and growing the business as it enters and exits economic stress
• Ability to prioritize and project manage in a dynamic, fast-paced environment
• A penchant for driving execution and analytical excellence through personal examples and ability to effectively engage and inspire the team

Qualifications

• Bachelor's Degree, MBA/MS preferred; Education includes demonstrated knowledge in an analytic field including engineering, mathematics, statistics

Benefits

Available offerings may vary by jurisdiction, job level, and date of hire.

Skills

• Analytical Thinking
• Constructive Debate
• Escalation Management
• Industry Knowledge
• Policy and Procedure
• Policy and Regulation
• Process Execution
• Product Knowledge
• Risk Controls and Monitors
• Risk Identification and Assessment

Pay

$170,000.00 - $300,000.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

Schedule

Full time