Funding Specialist

Job Responsibilities

• Upload loan files into the warehouse software system daily
• Manage upload tracker and expected closing report for all departments
• Quickly and accurately provide loan diligence files to warehouses
• Effectively communicate with operations to complete loan uploads in a timely manner
• High level of understanding of Lima One Capital’s loan products and Underwriting Guidelines
• Work with outside counterparties during loan closings to ensure smooth and timely closings take place
• High sense of urgency for fast-paced closings
• Complete end of month audit on fundings of all loan products
• Achieve proficiency in Lima One’s loan software and database systems
• Complete Warehouse Cutouts daily
• Complete Projections daily
• Help Capital Markets team when able

Requirements

• Bachelor’s degree preferred or 1+ years of relevant experience (entry Level is acceptable)
• Mortgage or lending experience preferred but not required
• Strong experience with Outlook, Word, and Excel and proficient experience with PowerPoint
• Exceptional time management, prioritization and organizational skills

Qualifications

• Excellent written and verbal communications skills; adaptability and flexibility to changing situations; comfortable working in a dynamic, high volume, fast-paced environment.
• Ability to understand and all warehouse banking relationships and processes as well as a high-level understanding of loan products
• Must work well both independently and collaboratively within a team environment.

What We Offer

• Industry Leading Benefits:
• Medical, Dental and Vision Insurance
• Life Insurance, Short-Term Disability, and Long-Term Disability
• Hospitalization and Accidental Insurance
• Flexible Spending Accounts – Health and Dependent Care
• Health Savings Account
• Safe Harbor 401K with company match
• Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care)
• Pet Insurance
• Work Life Balance: 12 paid time off days and 5 sick days, in addition to 12 paid holidays – that’s about a month of time to rest, relax, and recharge every year.
• Career Development: We prioritize the growth and success of our team members. You'll benefit from continuous learning opportunities, dedicated mentorship, and the chance to refine your skills and advance your career.
• New Headquarters: Join us in our brand new, thoughtfully designed office in the heart of Downtown Greenville (parking is paid for!)

About the Role

• Lima One Capital is inspired by a simple but powerful goal: to be the nation’s premier lender for real estate investors.
• We are dedicated to creating opportunities for our customers and employees by educating, empowering, and financing real estate investors who are building, improving, and stabilizing their neighborhoods and communities nationwide.
• We have funded over $10 billion in loans and closed over 30,000 loans since 2010.
• We operate in 46 states + D.C., and are headquartered in downtown Greenville, South Carolina.
• We are recognized as one of South Carolina’s Best Places to Work and Top Workplaces.
• We are a veteran-founded company, backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven success.
• We specialize in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects.

Benefits

• Medical, Dental and Vision Insurance
• Life Insurance, Short-Term Disability, and Long-Term Disability
• Hospitalization and Accidental Insurance
• Flexible Spending Accounts – Health and Dependent Care
• Health Savings Account
• Safe Harbor 401K with company match
• Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care)
• Pet Insurance

Pay

• TBD

Schedule

• TBD

Notice to Third Party Recruiters and Agencies

Notice to Third Party Recruiters and Agencies: Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email employment@limaone.com (Subject: Agency Partner Request).