Full Time Commercial Loan Officer, Lending Department

Essential Duties And Responsibilities

• Makes and services loans under standard procedures based on bank policies and federal regulations.
• Interviews loan customers; Obtains and analyzes necessary financial information; performs credit checks; prepares loan documentation.
• Makes decisions on loan and terms within own authority, or recommends loan to superior officer or loan committee.
• Counsels customers on loan options and alternatives.
• Conducts regular reviews of current loans, watches for any potential problems.
• Makes collections calls and initiates collection action as necessary.
• Corrects credit and/or loan documentation exceptions and collateral deficiencies.
• Calls on potential and existing customers as part of bank's business development activities; services existing loans; cross sells bank products and services.
• Voting member of Loan Committee.
• Participates in community affairs as a representative of the bank.

Physical Demands

• Stand: Occasionally
• Walk: Occasionally
• Sit: Regularly
• Use hands to finger, handle, or feel: Regularly
• Reach with hands and arms: Occasionally
• Climb or balance: Never
• Stoop, kneel, crouch, or crawl: Never
• Talk or hear: Continuously
• Taste or smell: Never
• Weight Lifted: Up to 10 pounds: Never
• Up to 25 pounds: Occasionally
• Up to 50 pounds: Never
• Up to 100 pounds: Never
• More than 100 pounds: Never
• Close vision (use of a computer, equipment, or any other work duties that require clear vision within two feet or less): Required
• Color vision (interpreting color software screens or reports; work duties that require the ability to identify and distinguish colors): Required
• Physical Demand: SEMI-REPETITIVE, LOW PHYSICAL: SEMI-REPETITIVE type work which requires PERIODS OF CONCENTRATION FOR VARIED TIME CYCLES as prescribed by the tasks.