Foreclosure Specialist II- Timeline Team

About the role

The organization operates in the mortgage servicing industry, focusing on subservicing mortgage loans for various financial institutions and investors. It addresses challenges in loan foreclosure processes by ensuring compliance with federal and investor guidelines while working to minimize risks and losses in foreclosure cases. The company supports a broad client base including banks, credit unions, mortgage companies, and homeowners, leveraging its affiliation with a major financial group to provide stability and comprehensive services.

The FORECLOSURE SPECIALIST II role is designed to manage and resolve foreclosure issues by working directly with investors, government agencies, and servicing partners. This role plays a key part in mitigating financial risk by ensuring foreclosure processes comply with all relevant guidelines and timelines. The specialist provides critical updates and supports internal teams, contributing to the organization’s effective handling of defaulted mortgage loans.

Responsibilities

• Execute financial foreclosure documents per federal compliance standards.
• Possess or obtain a valid notary license.
• Apply knowledge of foreclosure timelines and document requirements for judicial and non‑judicial cases.
• Calculate and prepare foreclosure judgment figures and required state documents.
• Utilize trial and deposition knowledge as needed.
• Manage foreclosure documents received via company systems.
• Review and execute attorney‑provided foreclosure documents for sheriff’s sales.
• Calculate bidding instructions for nationwide foreclosure sales.
• Review and provide HAMP certification notifications before foreclosure sales.
• Represent the organization effectively in legal proceedings.
• Work under general supervision using established procedures and standards.
• Provide status updates and reporting to management.
• Collaborate with internal staff and external contacts including management, financial institutions, investors, and attorneys.
• Perform additional duties as assigned.

Requirements

• High School Diploma or equivalent.
• Some college or equivalent work experience; preferred degrees in Business, Math, English, Legal studies, or related fields.
• 2‑5 years of foreclosure or mortgage default experience (preferred); 1‑3 years of mortgage loan software experience highly desirable.
• Knowledge of mortgage banking, RESPA, FFDCPA, GLBA, and foreclosure/bankruptcy laws.
• Familiarity with mortgage loan documentation and servicing practices including FNMA, FHLMC, FHA, and VA guidelines.
• Strong verbal and written communication skills.
• Advanced multitasking and organizational skills with attention to detail.
• Ability to understand legal terms and apply them to processes.
• Proficient in PC applications including Word, Excel, Access, Internet, and mortgage servicing software.
• Ability to meet deadlines and take direction from senior staff.
• Experience prioritizing workflow under high volume and time constraints.
• Self‑motivated and able to work in a fast‑paced environment.
• Recommended prior title work experience and monitoring of multiple accounts managed by outside counsel.

Benefits

• Optional medical, dental, and vision insurance.
• Paid holidays, vacation, and sick leave.
• Matching 401(k) plan and employee stock purchase plan.
• Access to mental health resources and wellness programs.
• Employee recognition programs.
• Discounts on gym memberships, pet insurance, and employee purchasing programs.
• Tuition reimbursement for continued education and professional growth.

Pay

$17.88 to $26.73 per hour, with actual compensation dependent on qualifications, skills, and experience.