Financial Planner (CFP®) - Private Banking

About the role

Family Advisory and Trusts provides sophisticated planning advice to clients on a wide range of advisory topics, including: wealth structuring for HNW and UHNW individuals, investors, and business owners; estate planning; financial planning; income tax planning for founders, owners, and executives; family legacy planning, including business succession, family dynamics, and family office advisory; next gen; and philanthropy advisory and charitable giving.

The Financial Planner supports the delivery of comprehensive, goals-based financial planning to HNW clients and families, partnering with private bankers and senior planners to deliver high-quality planning analyses and recommendations.

Responsibilities

• Prepare and support financial planning analyses, including cash flow modeling, retirement projections, education funding, and scenario analysis.
• Assist in translating client goals into actionable planning recommendations under the guidance of senior planners.
• Participate in client meetings alongside bankers and senior Family Advisory staff to explain planning concepts and recommendations.
• Serve as a planning resource for bankers by responding to planning-related questions and ad hoc analyses.
• Utilize financial planning software to develop projections and plan updates.
• Support consistent planning processes, templates, and documentation across client engagements.
• Stay current on planning best practices and regulatory considerations.
• Collaborate with investment, insurance, and lending partners to support integrated client solutions.

Requirements

• Undergraduate Degree (4 years or equivalent)
• 4+ Years experience in financial planning or wealth management
• CFP® certification or active progress toward designation
• Experience working with financial planning software and CRM tools

Preferred Qualifications

• Undergraduate Degree (4 years or equivalent) in finance, accounting, wealth management, financial planning, or related disciplines.
• Experience working with HNW clients
• CPA, CTFA, or CEPA helpful but not required.

Skills

• Team player
• Entrepreneurial mindset
• Client obsessed
• Polished presentation and sufficient gravitas to quickly instill a client’s trust
• Able to synthesize financial planning topics and explain them in ‘plain English’
• Strong ability to build and maintain effective relationships with stakeholders

Pay

The expected base pay rate for this role will be between $90,000 - $121,000. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment.

Benefits

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program.