Financial Planner (CFP®) - Private Banking

Family Advisory and Trusts provides sophisticated planning advice to clients on a wide range of advisory topics, including: wealth structuring for HNW and UHNW individuals, investors, and business owners; estate planning; financial planning; income tax planning for founders, owners, and executives; family legacy planning, including business succession, family dynamics, and family office advisory; next gen; and philanthropy advisory and charitable giving. We are highly collaborative, client-obsessed, and enjoy working in an entrepreneurial, fast-paced environment to build the private bank of the future.

Responsibilities

• Prepare and support financial planning analyses, including cash flow modeling, retirement projections, education funding, and scenario analysis.
• Assist in translating client goals into actionable planning recommendations under the guidance of senior planners.
• Participate in client meetings alongside bankers and senior Family Advisory staff to explain planning concepts and recommendations.
• Serve as a planning resource for bankers by responding to planning-related questions and ad hoc analyses.
• Utilize financial planning software (eMoney, MoneyGuidePro, or similar) to develop projections and plan updates.
• Support consistent planning processes, templates, and documentation across client engagements.
• Stay current on planning best practices and regulatory considerations.
• Collaborate with investment, insurance, and lending partners to support integrated client solutions.
• Perform special projects and additional duties as required.
• Consistently adhere to regulatory and compliance policies and standards linked to the job, including completing required compliance trainings.

Requirements

• Undergraduate Degree (4 years or equivalent).
• 4+ years experience in financial planning or wealth management.
• CFP® certification or active progress toward designation.
• Experience working with financial planning software and CRM tools.

Qualifications

• Undergraduate Degree in finance, accounting, wealth management, financial planning, or related disciplines (preferred).
• Experience working with HNW clients (preferred).
• CPA, CTFA, or CEPA (helpful but not required).

Skills

• Team player with a collaborative mindset; thrives in a fast-paced, entrepreneurial environment.
• Client-obsessed with a focus on helping clients achieve their financial goals.
• Polished presentation skills with the ability to quickly instill trust in clients.
• Able to explain complex financial planning topics in plain English.
• Strong ability to build and maintain effective relationships with stakeholders.
• Proactive collaboration and alignment with enterprise goals to drive strategic results.
• Builds trusted client relationships by identifying needs and delivering tailored solutions.
• Fosters a positive work culture and productive work environment.

Pay

Realistic expected base pay range for this role is $90,000 - $121,000.

Benefits

• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.

For detailed information, visit Benefits | Flagstar Bank.