Financial Analyst
Merchants Fleet · Hooksett, NH · 1 mo ago
HybridFull-time
We need to output HTML fragment with sections using for headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title as heading. No Job ID etc. Remove boilerplate, navigation, legal, EEO, etc. Also remove application instructions. Keep substantive info.
We need to parse the posting.
Key sections:
- About the role: description of role, purpose, reporting line, etc. The posting starts with "Help Drive Smarter Financial Decisions Merchants Fleet is looking for a Financial Analyst to join our FP&A team...". That's about the role.
- Responsibilities: bullet list of duties: Own the 13-Week Cash Flow Forecast, Partner Across the Business, Become a Trusted Business Expert. Could be grouped.
- Requirements: maybe "What You Bring" includes experience, education, etc. That could be Requirements.
- Qualifications: maybe overlapping with Requirements. But we need to decide: The posting has "What You Bring" (experience, education). Also "Skills That Will Set You Up for Success". That could be Skills.
- Benefits: The posting mentions benefits package, Great Companies to Work For list, employee satisfaction score, etc. Also "Why This Role Matters" maybe not benefits. There's a paragraph about benefits: "We know employees won’t stay if they’re not happy, which is why we provide a great benefits package on top of our award-winning work environment. In fact, we’ve just made the “Great Companies to Work For in NH” list for the 10th year and have a 84% employee satisfaction score (higher than the national average of 57%)." That's benefits info.
- Pay: Not mentioned. No salary. So we should NOT include Pay section.
- Schedule: Location: Merchants Fleet Headquarters – Hooksett, NH (Hybrid). That's schedule? Actually schedule could be hybrid work arrangement. Could be considered Schedule? The instruction says use Schedule heading only if posting actually states them. It mentions location and hybrid. That could be considered Schedule (work arrangement). Might be appropriate to include Schedule section with hybrid info.
- Also there is "The Company" paragraph about Merchants Fleet. That could be part of About the role or maybe separate but not a required heading. Could be included in About the role.
We must not include boilerplate like AI Disclosure, equal opportunity, etc. Remove those.
We must preserve all substantive information; do not invent or summarize away detail. So we need to keep details like specific tasks: update and maintain 13-week cash flow model using historical collections, disbursements, vehicle purchases and dispositions, and debt facility activity. Reconcile forecast activity against actual closing cash position. Perform variance analysis, identify key drivers, communicate differences. Adjust projections based on actual results and insights from partner teams, while explaining changes from prior forecast. Monitor collections, disbursements, and Fleet/Mobility debt facility movements throughout the week and proactively investigate variances. Repeat and refine forecasting process each week.
Partner Across the Business: work with Financial Operations, Treasury, FP&A Business Partners, build relationships.
Become a Trusted Business Expert: develop understanding of business model, identify opportunities to improve forecasting, automate manual processes, build financial scenarios, translate complex info.
What You Bring: 1–3 years experience in finance, preferably FP&A, investments, banking, or similar analytical environment. Experience with forecasting based on underlying business fundamentals. Familiarity with ABS securitization financing and structures. Strong understanding of financial concepts and interest in structured finance or securitization products. Experience working in fast-paced deadline-driven environment. Exposure to transportation, automotive, or logistics is a plus, but not required. Bachelor’s degree in Accounting, Finance, or related field.
Skills That Will Set You Up for Success: Strong knowledge of financial accounting and cash flow principles. Advanced Microsoft Excel and financial modeling skills. Strong data analysis capabilities, including experience with Excel and tools such as Power BI. Excellent communication and presentation skills, with ability to explain financial concepts clearly. Ability to collaborate effectively across teams and with colleagues at all levels. Highly organized with exceptional attention to detail and follow-through. Ability to identify issues early, investigate root causes, and take action. Comfortable working across multiple systems and data sources. Adaptable, proactive, and energized by fast-moving environment. A problem-solving mindset with strong focus on outcomes and results.
Why This Role Matters: your work influences near-term liquidity and capital allocation decisions. Opportunity to build expertise across Finance, Treasury, Financial Operations, broader business while developing analytical and strategic skills.
The Company paragraph: about Merchants Fleet history, growth, etc. Could be part of About the role.
Benefits: great benefits package, Great Companies to Work For in NH list 10th year, 84% employee satisfaction score.
Location/Hybrid: Merchants Fleet Headquarters – Hooksett, NH (Hybrid). That's schedule.
We must not include sections like Pay if not present.
We need to output only HTML fragment, no /, no markdown fences.
We'll produce something like:
for headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title as heading. No Job ID etc. Remove boilerplate, navigation, legal, EEO, etc. Also remove application instructions. Keep substantive info.
We need to parse the posting.
Key sections:
- About the role: description of role, purpose, reporting line, etc. The posting starts with "Help Drive Smarter Financial Decisions Merchants Fleet is looking for a Financial Analyst to join our FP&A team...". That's about the role.
- Responsibilities: bullet list of duties: Own the 13-Week Cash Flow Forecast, Partner Across the Business, Become a Trusted Business Expert. Could be grouped.
- Requirements: maybe "What You Bring" includes experience, education, etc. That could be Requirements.
- Qualifications: maybe overlapping with Requirements. But we need to decide: The posting has "What You Bring" (experience, education). Also "Skills That Will Set You Up for Success". That could be Skills.
- Benefits: The posting mentions benefits package, Great Companies to Work For list, employee satisfaction score, etc. Also "Why This Role Matters" maybe not benefits. There's a paragraph about benefits: "We know employees won’t stay if they’re not happy, which is why we provide a great benefits package on top of our award-winning work environment. In fact, we’ve just made the “Great Companies to Work For in NH” list for the 10th year and have a 84% employee satisfaction score (higher than the national average of 57%)." That's benefits info.
- Pay: Not mentioned. No salary. So we should NOT include Pay section.
- Schedule: Location: Merchants Fleet Headquarters – Hooksett, NH (Hybrid). That's schedule? Actually schedule could be hybrid work arrangement. Could be considered Schedule? The instruction says use Schedule heading only if posting actually states them. It mentions location and hybrid. That could be considered Schedule (work arrangement). Might be appropriate to include Schedule section with hybrid info.
- Also there is "The Company" paragraph about Merchants Fleet. That could be part of About the role or maybe separate but not a required heading. Could be included in About the role.
We must not include boilerplate like AI Disclosure, equal opportunity, etc. Remove those.
We must preserve all substantive information; do not invent or summarize away detail. So we need to keep details like specific tasks: update and maintain 13-week cash flow model using historical collections, disbursements, vehicle purchases and dispositions, and debt facility activity. Reconcile forecast activity against actual closing cash position. Perform variance analysis, identify key drivers, communicate differences. Adjust projections based on actual results and insights from partner teams, while explaining changes from prior forecast. Monitor collections, disbursements, and Fleet/Mobility debt facility movements throughout the week and proactively investigate variances. Repeat and refine forecasting process each week.
Partner Across the Business: work with Financial Operations, Treasury, FP&A Business Partners, build relationships.
Become a Trusted Business Expert: develop understanding of business model, identify opportunities to improve forecasting, automate manual processes, build financial scenarios, translate complex info.
What You Bring: 1–3 years experience in finance, preferably FP&A, investments, banking, or similar analytical environment. Experience with forecasting based on underlying business fundamentals. Familiarity with ABS securitization financing and structures. Strong understanding of financial concepts and interest in structured finance or securitization products. Experience working in fast-paced deadline-driven environment. Exposure to transportation, automotive, or logistics is a plus, but not required. Bachelor’s degree in Accounting, Finance, or related field.
Skills That Will Set You Up for Success: Strong knowledge of financial accounting and cash flow principles. Advanced Microsoft Excel and financial modeling skills. Strong data analysis capabilities, including experience with Excel and tools such as Power BI. Excellent communication and presentation skills, with ability to explain financial concepts clearly. Ability to collaborate effectively across teams and with colleagues at all levels. Highly organized with exceptional attention to detail and follow-through. Ability to identify issues early, investigate root causes, and take action. Comfortable working across multiple systems and data sources. Adaptable, proactive, and energized by fast-moving environment. A problem-solving mindset with strong focus on outcomes and results.
Why This Role Matters: your work influences near-term liquidity and capital allocation decisions. Opportunity to build expertise across Finance, Treasury, Financial Operations, broader business while developing analytical and strategic skills.
The Company paragraph: about Merchants Fleet history, growth, etc. Could be part of About the role.
Benefits: great benefits package, Great Companies to Work For in NH list 10th year, 84% employee satisfaction score.
Location/Hybrid: Merchants Fleet Headquarters – Hooksett, NH (Hybrid). That's schedule.
We must not include sections like Pay if not present.
We need to output only HTML fragment, no /, no markdown fences.
We'll produce something like:
About the role
...
Responsibilities
- ... ...
Requirements
- ... ...
Skills
- ... ...
Benefits
...
Schedule
Hybrid work arrangement based at Merchants Fleet Headquarters in Hooksett, NH.
We need to ensure we don't repeat job title as heading. Good. We must not include any filler like "commensurate with experience". Not present. We need to preserve all substantive info. Let's capture details precisely. About the role paragraph: combine initial description and "The Company" maybe. Let's craft About the role: Merchants Fleet is looking for a Financial Analyst to join our FP&A team and play a key role in managing and improving our near-term cash flow forecasting process. Reporting to an FP&A Business Partner and ultimately supporting the VP of FP&A, you’ll own the company’s 13-week cash flow forecast—a critical tool that helps inform capital allocation decisions at the highest levels of the organization. This is more than a reporting role. You’ll bring together financial data from Financial Operations, FP&A, Treasury, and business teams to develop a deep understanding of how the business operates and translate that knowledge into a defensible, KPI-driven forecast. You’ll work with colleagues across the organization and have exposure to senior leaders, including members of the executive leadership team. If you enjoy working with data, solving problems, improving processes, and turning financial information into meaningful business insights, this could be a great opportunity for you. Merchants Fleet has been around for more than 60 years, but we’re the fastest growing fleet management company in North America. The fleet industry is behind every delivered package, the summertime memories kids make on their way to camp, and the heavy-duty trucks and vans that keep the lights on. That’s a lot of responsibility, and why we want our employees to always be at their best. Everything at Merchants Fleet is fueled by our entrepreneurial spirit, including leadership who truly lead and engage with employees, real career paths and the tools you need to grow and develop, and a work environment that’s encouraging and collaborative. We could keep that. Responsibilities: list bullet points from "What Your Week Looks Like" and subsections. We need to capture each bullet. From "What Your Week Looks Like": - Own the 13-Week Cash Flow Forecast - Update and maintain Merchants Fleet’s 13-week cash flow model using historical collections, disbursements, vehicle purchases and dispositions, and debt facility activity. - Reconcile forecast activity against the company’s actual closing cash position. - Perform variance analysis, identify key drivers, and clearly communicate significant differences to the FP&A Business Partner and VP of FP&A. - Adjust projections based on actual results and insights from partner teams, while explaining changes from the prior forecast. - Monitor collections, disbursements, and Fleet/Mobility debt facility movements throughout the week and proactively investigate variances. - Repeat and refine the forecasting process each week to ensure accuracy and reliability. - Partner Across the Business - Work closely with Financial Operations to ensure collections and Accounts Payable disbursement forecasts accurately reflect current customer behavior. - Partner with Treasury to understand historical and expected movements within Merchants Fleet’s asset-backed debt facilities and incorporate those movements into the forecast. - Collaborate with FP&A Business Partners to understand the fundamental drivers behind the P&L forecast and how they flow into cash projections. - Build strong relationships across Finance and the broader organization to improve the quality and timeliness of financial information. - Become a Trusted Business Expert - Develop a strong understanding of Merchants Fleet’s business model and how operational activity flows through the company’s financial systems and data. - Identify opportunities to make forecasting faster, more accurate, and more scalable, with an emphasis on automating manual processes. - Build financial scenarios that help business leaders understand the potential cash flow impact of strategic and operational decisions. - Translate complex financial information into clear, actionable insights for audiences across the organization. We can combine into a single- with each bullet as
- containing sub-bullets? The instruction: Use
- for any list of duties/requirements/benefits. It doesn't forbid nested lists, but we can keep simple: each duty as
- with semicolons. But better to keep each bullet as
- and include details within same
- using commas.
We'll produce something like:
- Own the 13‑Week Cash Flow Forecast: update and maintain the 13‑week cash flow model using historical collections, disbursements, vehicle purchases and dispositions, and debt facility activity; reconcile forecast activity against actual closing cash position; perform variance analysis, identify key drivers, and communicate significant differences to the FP&A Business Partner and VP of FP&A; adjust projections based on actual results and insights from partner teams while explaining changes from the prior forecast; monitor collections, disbursements, and Fleet/Mobility debt facility movements throughout the week and proactively investigate variances; repeat and refine the forecasting process each week to ensure accuracy and reliability.
- Partner Across the Business: work closely with Financial Operations to ensure collections and Accounts Payable disbursement forecasts reflect current customer behavior; partner with Treasury to understand historical and expected movements within asset‑backed debt facilities and incorporate them into the forecast; collaborate with FP&A Business Partners to understand P&L forecast drivers and how they flow into cash projections; build strong relationships across Finance and the broader organization to improve the quality and timeliness of financial information.
- Become a Trusted Business Expert: develop a strong understanding of Merchants Fleet’s business model and how operational activity flows through its financial systems and data; identify opportunities to make forecasting faster, more accurate, and more scalable, emphasizing automation of manual processes; build financial scenarios that help business leaders understand the potential cash flow impact of strategic and operational decisions; translate complex financial information into clear, actionable insights for audiences across the organization.
- . Skills: from "Skills That Will Set You Up for Success". List each. - Strong knowledge of financial accounting and cash flow