Finance Manager

About the role

The Finance Manager will support Happen Bank’s Personal Loans business through forecasting, financial planning, performance analysis, and strategic decision support in a highly cross-functional environment. This role plays an important part in helping the business make informed, data-driven decisions by delivering clear financial insights, supporting ongoing forecast and planning cycles, and improving reporting and analytics capabilities.

Responsibilities

• Lead balance sheet and P&L forecasting, portfolio performance analysis, and return analytics across the Personal Loans loan portfolio
• Contribute to weekly forecast refreshes to provide clear visibility into risks and opportunities relative to plan and help inform finance and business decision-making
• Lead annual budgeting and quarterly planning activities across the Personal Loans business
• Build and maintain financial models to support forecasting, profitability analysis, valuation assessments, and strategic decision-making
• Perform variance analysis and support monthly and quarterly reporting processes
• Identify opportunities to create, improve, and scale financial processes, reporting workflows, and modeling approaches to drive efficiency and accuracy across the finance function

Requirements

• 4+ years of experience in FP&A, Finance, Investment Banking, Accounting, or related roles; bachelor's degree or higher, or equivalent combination of education and experience
• Strong financial modeling and analytical skills, including forecasting and valuation concepts such as discounted cash flow (DCF) analysis
• Ability to interpret financial and operational data and connect insights to business outcomes and decision-making
• Ability to manage multiple priorities and complete projects in a structured, timely manner
• Clear written and verbal communication skills, with experience presenting analyses and recommendations to partners across different levels and functions
• Experience with Excel, PowerPoint, Tableau, and SQL

Qualifications

• Nice to have experience supporting consumer lending, personal loans, fixed income, or broader banking products
• Exposure to balance sheet analytics, profitability reporting, or strategic finance initiatives
• Experience with Anaplan or similar planning tools
• Experience using Python for financial analysis, automation, or reporting workflows

Benefits

While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary. Happen Bank offers a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.