Field Examiner, Sr

Responsibilities

• Lead and independently complete Initial and Recurring field examinations for Commercial, Business Banking and Asset Based loans.
• Conduct in-depth analysis of onsite collateral examinations to include a review of accounts receivable, inventory, accounts payable, cash, financial statements, liabilities, taxes and systems capabilities for the purpose of evaluating overall credit worthiness.
• Construct field examination reports and supporting findings to highlight material variances that were identified, draw conclusions and provide recommendations for improvement.
• Evaluate customers’ borrowing based certificates to ensure compliance with Bank requirements.
• Investigate and examine customers’ accounting procedures and systems to ensure that they conform to acceptable bank standards and to identify potential collateral risk and exposure.
• Assess customer’s financial condition by reviewing internal reports, bank statements and related financial documents.
• Assist with the review of field examinations completed by outsourced vendors or contractors to ensure that the Bank's audit standards are uniformly met.
• Assist in training with new field examiners.

Requirements

• Possess a strong ability to interpret complex financial statements, ledgers, and collateral records.
• Aptitude for spotting discrepancies, assessing risk and identifying potential fraud or non-compliance.
• Proficient in Microsoft Excel and Word as well as other industry specific auditing or database platforms.

Qualifications

• Bachelor’s degree in accounting or finance.
• Seven years of Commercial Field Examination and Asset Based Loan experience.

Skills

• Excellent written, verbal and interpersonal skills.
• Ability to exercise prudent judgement to make independent decisions affecting customers and the Bank.
• Strong organization and multi-tasking skills in a high stress, fast-paced environment.

Benefits

• Competitive compensation with a salary range of $60,000/yr - $121,300/yr plus bonus.
• Medical, dental, and vision insurance.
• 401K plan.
• Continuing education opportunities.
• Employee assistance program.
• A variety of Impact Network Groups led by team members.

Pay

Salary Range: $60,000/yr - $121,300/yr plus bonus.

Schedule

Not specified.

Benefits

• Medical, dental, and vision insurance.
• 401K plan.
• Continuing education opportunities.
• Employee assistance program.
• A variety of Impact Network Groups led by team members.