Excess & Surplus - Underwriter

About the role

The Cincinnati Specialty Underwriters Insurance Company is seeking an experienced excess and surplus lines underwriter for their Washington territory. This position requires residency within the territory or nearby the Fairfield, OH headquarters. The pay range for this role is $75,000 - $161,000 annually, determined by factors such as education, experience, location, and qualifications.

Responsibilities

• Work in partnership with producers and an assigned underwriting assistant to solicit, underwrite, and price new and renewal surplus lines commercial property and casualty business.
• Determine individual risk acceptability, pricing, coverage, terms, and conditions.
• Develop, analyze, and evaluate information and exposures for complex risks.
• Achieve production and loss ratio goals within assigned regional territory.
• Determine the need for and secure appropriate reinsurance on individual accounts.
• Mentor and train underwriters and underwriting assistants.
• Develop successful business relationships with producers and reinsurers.
• Research new products and coverage forms.
• Travel within assigned territory, which may include overnight stays.

Requirements

• Property and casualty underwriting experience.
• Proficient use of Microsoft® Word, Excel, and Outlook.
• Strong interpersonal, organizational, and time management skills.
• Strong decision-making, analytical, and negotiating abilities.
• Desire to build relationships and listen effectively.
• Skilled use of verbal communication to explain, negotiate, and present information.
• Valid driver's license.

Qualifications

• Bachelor’s degree or extensive relevant excess and surplus lines underwriting experience.
• 5+ years of experience working with commercial lines property and casualty products.
• Prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred.
• ASLI or CPCU designations preferred.

Skills

• Ability to develop positive working relationships with team members and agents.
• Understanding of when to use verbal or written communication.

Benefits

Cincinnati offers a variety of benefits and amenities to enhance your talents and support your well-being. These include:

• Outstanding service and strong relationships with independent agents.
• Lifelong learning approach through training and development programs.
• Meaningful career opportunities with a focus on building productive relationships and developing skills.
• Comprehensive benefits package to support your overall well-being.

Company Culture

We embrace a diverse team and provide equal employment opportunities to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity, and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. We promote a culture of respect, collaboration, and continuous improvement.