Excess & Surplus - Underwriter

The Cincinnati Insurance Companies put people first and apply the Golden Rule to daily operations. Join our team to help protect families and businesses, prevent or recover from loss, and contribute to the communities we serve.

About the role

This position is for an experienced excess and surplus lines underwriter in Pennsylvania. The candidate must reside within the territory or in proximity to our Fairfield, OH Headquarters.

You will work in partnership with producers and an assigned underwriting assistant to solicit, underwrite, and price new and renewal surplus lines commercial property and casualty business.

Responsibilities

• Determine individual risk acceptability, pricing, coverage, terms, and conditions
• Develop, analyze, and evaluate information and exposures for complex risks
• Achieve production and loss ratio goals within an assigned regional territory
• Work independently with a high level of authority and judgment
• Determine the need for and secure appropriate reinsurance on individual accounts
• Mentor and train underwriters and underwriting assistants
• Develop successful business relationships with producers and reinsurers
• Research new products and coverage forms
• Travel within assigned territory, which may include some overnight stays

Requirements

• Property and casualty underwriting experience
• Proficient use of Microsoft® Word, Excel, and Outlook
• Strong interpersonal, organizational, and time management skills
• Strong decision-making, analytical, and negotiating abilities
• Desire to build relationships and listen effectively
• Ability to develop positive working relationships with team members and agents by working to find mutually beneficial solutions
• Skilled use of verbal communication to explain, negotiate, and present information, with an understanding of when to use verbal or written communication
• Valid driver’s license; final candidates will be subject to a Motor Vehicle Record background check (position may include a company vehicle)

Qualifications

• Bachelor’s degree or extensive relevant excess and surplus lines underwriting experience
• 5+ years of experience working with commercial lines property and casualty products
• Prior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferred
• ASLI or CPCU designations preferred
• Candidates with a carrier background will be given preference; complete training is provided in Cincinnati, OH, prior to deployment to regional territory

Pay

The pay range for this position is $75,000 - $140,000 annually. Pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities.

Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Benefits

To increase well-being and satisfaction, we offer a variety of benefits and amenities, including:

• Outstanding service and relationship-building opportunities
• Lifelong learning approach with tools and training for career development
• Commitment to diversity and equal employment opportunity