Early ID Program – Banking, Commercial Banking, Fall 2026 – New York City

About the Program

Citi's Early ID Program is designed to identify and develop future talent through mentorship, training, professional development, and career exploration opportunities. This exclusive three-week virtual experience runs from October 8, 2026 to October 23, 2026 and provides undergraduate sophomores with the opportunity to learn more about Citi, strengthen their professional skills, build meaningful connections, and explore career opportunities across the firm.

Program Experience

The Early ID Program is designed for undergraduate sophomores interested in exploring careers within financial services and learning more about opportunities at Citi. As part of the application process, students will select a business track aligned with their interests. For Fall 2026, students may apply to opportunities within either the Banking track or the Markets track. Throughout the program, participants will engage with Citi professionals, participate in virtual programming, and receive guidance designed to support their professional growth and preparation for future recruiting opportunities.

• Mentorship
• Professional development programming
• Training and educational webinars
• Networking opportunities
• Personalized interview preparation
• Exposure to Citi's culture and businesses

About This Opportunity

As part of Citi's Early ID Program, you are applying for a specific opportunity within the Commercial Banking track located in New York City.

Citi Commercial Banking partners with companies generating annual revenues from approximately $10 million to more than $3 billion, helping them achieve their growth ambitions through Citi's global network, expertise, and comprehensive financial solutions. The team works closely with clients to understand their business needs and deliver tailored solutions across lending, treasury and trade services, cash management, foreign exchange, and capital markets. By building strong relationships and providing strategic advice, they help clients navigate opportunities and challenges at every stage of their growth journey.

The Commercial Banking Summer Analyst Program is designed to attract high-performing and diverse talent, providing participants with meaningful, hands-on experience, professional development, and exposure to senior leaders. The program serves as a pathway for developing the next generation of commercial banking professionals and future leaders at Citi. While participants engage in a shared Early ID experience that includes mentorship, training, and professional development, each opportunity provides unique exposure aligned to the business area and location for which you are applying.

Eligibility Qualifications

• Currently a sophomore enrolled in a four-year bachelor's degree program from an accredited institution
• Open to all students; applications encouraged from students who are motivated, curious, and interested in exploring careers within financial services
• Cumulative GPA of 3.3 or above is preferred

Application Guidelines

• Students may submit applications to a maximum of two (2) Early ID opportunities
• A separate application is required for each opportunity
• Only the first two completed applications submitted by a candidate will be considered
• All applications must be submitted by the posted application deadline

Application Deadline

Applications close on October 23, 2026 at 11:59 PM ET.