Early Careers: ADML Insurance & Financial Consulting Internship - Northeast - Summer 2027

About the role

Create your future. Within Health, Wealth & Career, WTW's Absence, Disability Management & Life (ADML) practice helps employers design, implement and optimize programs that support employees during some of life's most critical moments, including illness, injury, family leave, disability, financial protection and return-to-work transitions. Our consultants partner with many of the world's leading employers to improve employee experiences while managing costs, reducing operational complexity, strengthening compliance, and enhancing workforce productivity. We advise clients on disability and leave programs, life and voluntary benefits, vendor selection and management, claims administration, workforce analytics, technology solutions, regulatory requirements, and emerging market trends. As an ADML Intern, you will work alongside some of the industry's leading consultants and gain exposure to real client projects supporting Fortune 500, large market and mid-market employers. This internship is designed for students pursuing careers in insurance, finance, risk management, or consulting. You will apply financial and quantitative thinking to employer-sponsored disability, leave, life insurance, and voluntary benefit programs, while learning how organizations transfer risk, finance benefits, select insurance carriers, and manage program performance. You will work with consultants on insurance carrier strategy, financial analysis, vendor evaluation, disability and leave economics, workforce risk, and client decision support. The experience combines technical insurance knowledge with practical consulting, analytics, and communication skills.

Responsibilities

• Support consulting teams on insurance and financial strategy engagements involving absence, disability, life insurance, and voluntary benefit programs
• Research insurance market trends, carrier capabilities, underwriting considerations, regulatory developments, and emerging risk solutions
• Analyze premiums, claims, utilization, incidence, duration, and workforce data to evaluate program economics, identify cost drivers, and support financial recommendations
• Evaluate insurance carriers, third-party administrators, and leave management vendors across financial terms, service capabilities, contractual protections, and performance measures
• Assist in developing financial models, market comparisons, client presentations, benchmarking reports, and strategic recommendations
• Participate in carrier and vendor procurement projects, including RFP development, proposal analysis, finalist preparation, and recommendation development
• Support meetings with consultants, clients, carriers and vendor partners
• Gain exposure to risk financing, insurance contract structures, disability and leave economics, employee income protection, and workforce productivity risk
• Collaborate with cross-functional teams across Health & Benefits, Wellbeing, Pharmacy, Analytics and Compliance

Qualifications

• Progress toward a Bachelor's or Master's degree with a minimum GPA of