E&S Underwriter

Responsibilities

• Assess and analyze risks in commercial Excess & Surplus (E&S) insurance applications to determine policy terms, coverage, and pricing.
• Underwrite new and renewal business within delegated authority limits while adhering to company guidelines and compliance standards.
• Build and maintain strong relationships with brokers, agents, and business partners to support business development and grow E&S lines profitably.
• Leverage underwriting expertise to craft tailored insurance solutions for non-standard risks.
• Contribute to regional and market strategies by identifying trends, opportunities, and challenges in the E&S marketplace.
• Partner with internal teams, such as claims, product management, and actuarial teams, to evaluate portfolio performance and enhance underwriting decisions.
• Ensure accurate documentation of underwriting decisions in compliance with company and regulatory policies.
• Stay informed on industry trends, market conditions, and legal and regulatory updates impacting E&S operations.

Qualifications/Requirements

• Bachelor's degree in Business, Finance, Risk Management, or a related field preferred.
• Equivalent relevant experience will also be considered.
• 2+ years of experience in underwriting, specifically within commercial lines or E&S insurance.
• Strong knowledge of commercial insurance lines, particularly in Excess & Surplus (E&S) markets.
• Excellent analytical and decision-making skills, with the ability to evaluate complex risks and craft creative solutions.
• Exceptional verbal and written communication skills, with the ability to establish rapport and trust with clients, brokers, and internal stakeholders.
• Proven ability to work independently and as part of a collaborative team in a fast-paced environment.
• Proficiency in MS Office Suite and other insurance industry software and tools.
• Professional designations such as CPCU, RPLU, or AU are a plus.
• Experience with a diverse range of clients and industries within the E&S market.