DMV Specialist I

About Redwood Credit Union (RCU)

At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad. As a not-for-profit financial institution, we are committed to a people-first approach, reflected in how we serve our Members and treat our employees. Our leadership team fosters a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and financial well-being for all.

Why work for Redwood Credit Union?

• 25th largest credit union in the U.S. and the largest financial institution based in the North Bay
• Recognized by Newsweek as one of "America's Best Credit Unions 2026"
• Awarded a 5-Star Bauer Rating
• Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"
• Top Corporate Philanthropists (#24) - San Francisco Business Times
• Voted Best Places to Work in the North Bay 20 years in a row
• World-class Employee Engagement scores
• Rated Superior in Service by more than 90% of Members, surveyed by SF Gate
• Industry-leading Net Promoter Scores across the U.S.

Responsibilities

DMV Processing

• Independently review, analyze, evaluate, and solve complex DMV transactions by applying knowledge of DMV titling process and procedures.
• Release titles to Members upon loan payoff and perform file maintenance on Member accounts as needed.
• Investigate and research incomplete or inaccurate equity and vehicle payoffs that impact credit reporting, vehicle title issues, and equity releases.
• Submit all vehicle/vessel title documents to DMV to ensure RCU is lienholder for secured loans.
• Reconcile DMV refunds and receipts after completion of processing.
• Maintain and identify trends in the paperless title system to ensure all pending liens and errors are completed and correct.
• Identify opportunities to coach and train business partners on trends identified, and notify management of status, issues, and proposed resolutions.
• Obtain and analyze California Vehicle Record (CVR) reports for staff as requested.
• Explain the proper use of DMV forms to Members and team members in Consumer Lending Branches and the MSC.
• Perform follow-up on aging, outstanding titles, and work directly with appropriate parties (dealer, lienholder, Member, non-Member, the DMV) until the problem is resolved.
• Return titles to Members when received in error from another financial institution.
• Provide assistance to management in completing higher-level tasks and projects, including solving complex chain of title issues.
• File Uniform Commercial Codes (UCC) with Secretary of State on collateral as required.

Member/Team Member Support

• Provide exceptional service to all members, volunteers, internal team members, and service providers.
• Provide high-level support and technical assistance to the MSC, FAD, Branches, and other departments to ensure complete and accurate DMV paperwork is provided.
• Ensure confidentiality and safeguard sensitive Member information.
• Research and resolve Member and team member concerns as directed.
• Represent RCU in a courteous and professional manner at all times.
• Supply Members with accurate information regarding loan products and services.
• Compose and type letters, memos, e-mails, and reports for staff as needed.

Requirements

• Thorough knowledge of personal computers with word processing and spreadsheet software and internet and intranet access.
• Ability to operate an internet-based DMV title system and pass a LifeScan clearance.
• Extensive knowledge of California DMV regulations pertaining to titling and release regulations.
• Knowledge of electronic DMV titling required.
• Thorough knowledge of modern office administration techniques and methods.
• Ability to coordinate a variety of activities simultaneously and prioritize work.
• Ability to act independently and confidentially, using discretion and tact.
• Ability to operate a telephone system effectively.
• Ability to communicate effectively both verbally and in writing.
• Ability to establish and maintain effective working relationships with a diverse group of people including vendors and other Credit Union team members.
• Ability and desire to work in a team environment.
• Ability to analyze situations and recommend solutions.

Qualifications

The ideal candidate has a combination of education and experience equivalent to a high school diploma with a minimum of three years’ experience processing DMV transactions.

Pay

Base starting range: $27.00 to $35.00 hourly, commensurate with experience.

Benefits

• Competitive medical, dental, and vision insurance, including mental health offerings
• Employee performance incentive plan
• Salary advancement – merit increase based on performance
• 401(k) program with employer match
• Competitive PTO accrual plus 11 paid company holidays and your birthday off

RCU Discounts and Perks

• 0.75% discount off RCU standard collateral auto loans
• 1% discount on all recreational or boat loan products
• 2% discount off Visas and LOC Loans through RCU
• 0% interest loan to support employees with various immigration-related expenses (e.g., visa application fees, relocation costs). Loan amount up to $1,000.
• 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.
• 0% interest on garment, fitness, or home office equipment loan of up to $500
• 100% financing for employee-purchased homes

Physical Requirements

• Ability to stand, bend, stoop, sit, walk, twist, and turn.
• Ability to lift up to 25 pounds.
• Ability to use a computer keyboard and calculator.

Work environment is indoors; majority of the time is spent sitting at a desk.