Disability Benefit Specialist
Responsibilities
- Manages assigned caseload of disability claims for Short Term/Long Term Disability.
- Communicates with claimants, employers, and various medical professionals to gather information regarding eligibility, benefit authorization, and ongoing management of STD or LTD benefits.
- Applies the appropriate contractual provisions; case management resources; and claim processes to ensure eligibility requirements and liability decisions are accurate.
- Provides superior customer service by rendering benefit determinations within expected timeframes and quickly responding to all inquiries.
- Demonstrates ability to independently manage disability claim and apply clinical guidance as provided on more complex claims.
- Verifies on-going disability and participates in claim reviews with specialized resources including nurses, physicians, vocational rehabilitation, etc. to discuss return to work opportunities as appropriate.
- Uses disability claim system to manage and authorize payment on claims while meeting all service, timeframe, and production standards.
- Ensures a timely and appropriately coordinated transition of claims from STD to LTD, providing a well-managed and seamless claims experience to claimants.
- Analyzes claims activity and prepares reports for clients/carriers and management as needed.
- Becomes familiar with specialized client instructions and performance guarantee standards for any assigned clients. Serves as a resource for trainees and Claims processors as needed.
- Effectively works together in a team setting.
Qualifications
- Bachelor's degree or equivalent experience required.
- 2+ years of STD/LTD claims adjudication.
- Experienced in the TPA or self-administration services is desired.
- Experience with FMLA/State leave claims is a plus.
- Aptitude for learning medical terminology and conditions, as well as interpreting procedures and regulations.
- Able to work independently while assimilating various technical resources.
- Computer knowledge in excel, word, web-based systems, etc.
- Good verbal and written communication skills.
- Knowledge of ERISA regulations, required offsets and deductions, disability duration and Social Security procedures.
- Demonstrated ability to gather and analyze information, determine a course of action and implement the selected course of action.
- Strong ability to identify, analyze and solve problems.
- Effective interpersonal skills capable of dealing with external sources and all levels of employees.
About Us
Join us as a Disability Benefit Specialist and play a key role in evaluating claims, determining benefit eligibility, and guiding employees toward successful return-to-work strategies. Use your expertise in disability policies and medical/vocational issues to deliver clear, timely decisions and exceptional support.
Education
When you accept a job with Crawford, you become a part of the One Crawford family. And as part of the One Crawford family, we offer a comprehensive Total Rewards package to our employees to assist with their financial, health/wellness, continuing education/training and other needs:
- Competitive base pay
- Bonus/Incentive Pay and other Performance-Based Rewards, if applicable.
- We offer a well-rounded benefits package that encourages wellness and helps our employees to be an educated healthcare consumer. The core benefits offered include:
- - Medical, Dental and Vision Plans
- - Prescription Drugs
- - HSA, HRA, and FSA Accounts
- - Paid Holidays, Vacation and Sick Leave
- - 401(k) Retirement Plan
- - Tuition Assistance
- - Paid Parental Leave
- - Supplemental Health Benefits
- Other Benefits currently available at no cost include:
- - Enhanced Mental Health Support
- - Virtual Physical Therapy
- - Caregiving Services
- - Life Assistance Program
The above information highlights some of the benefits currently available to eligible full-time employees.
Crawford & Company participates in E-Verify and is an Equal Opportunity Employer. M/F/D/V