Director, Product Management

Overview

Achieve is a leader in digital personal finance, offering innovative solutions like home equity and personal loans, and debt relief. Founded in 2002, we have grown into a major player in the U.S. consumer fintech space, with over $40 billion in enrollments for our debt resolution services and over $11 billion in personal and home loans originated.

Job Description

We are currently undergoing a significant transformation to become a digital-first, AI-powered lending powerhouse. Our mission is to solidify our position as the leading platform in Consumer Liability Optimization. Our Lending Product organization supports our market growth through a Direct-to-Consumer (D2C) platform and a technology-first Third-Party Originations (TPO) channel. The TPO business is reimagining the intermediary lending landscape by deploying API-first infrastructure, frictionless wholesale and correspondent portals, and instant underwriting tools.

Role

The Director of Product Management leads the Lending Product organization, driving its product strategy, architectural vision, and commercial success. You will manage, grow, and inspire a multi-tiered organization of highly skilled Product Managers, partnering closely with the VP of Product, General Managers, and executive leaders across Marketing, Sales, Credit Risk, Capital Markets, Engineering, Legal & Compliance, and Operations. You will steer the digital infrastructure and technology innovation required to accelerate Achieve's market capture and redefine digital-first lending origination.

Organizational Leadership & Scaling

• Build, scale, and mentor a world-class, multi-layered product management organization.
• Establish a high-performance culture rooted in operational discipline, continuous talent development, and product management excellence.

Lending Product Strategy

• Define and champion the long-term product vision, strategy, and investment roadmap for the Lending Product organization.
• Ensure the portfolio balances immediate commercial scaling with long-term foundational technical architecture.

Lending Platform Modernization

• Provide leadership and direction for the development of our next-generation, API-first lending architecture.
• Drive the modernization of our core lending origination systems, automated decisioning frameworks, real-time pricing engines, and external partner ecosystems.

Accountability

• Be accountable for the business performance of Lending product lines, tracking core metrics including funnel performance, close rates, time-to-fund, and product profitability.

Cross-Functional Synchronization

• Act as a critical liaison between Product and key executive stakeholders in Marketing, Capital Markets, Credit Risk, Legal & Compliance, Sales, and Operations.
• Ensure complex industry regulations are met and seamlessly integrated into scalable, friction-free customer software experiences.

Market Leadership & Innovation

• Drive the adoption of emerging technologies, modern data/analytics capabilities, and alternative data underwriting methods to stay ahead of fintech competitors and shifting macroeconomic conditions.

Qualifications

• Technical & Leadership Competencies:
• Domain Expertise: Deep knowledge of the end-to-end digital consumer lending lifecycle, automated credit risk rules engines, modern loan origination technology stacks, secondary market/capital market constraints, and equity/unsecured debt products.
• Architectural Vision: Proven experience overseeing complex API-first platform transformations, modern cloud architecture transitions, and enterprise-level data layer definitions. Comfortable aligning technology roadmaps directly with VP-level Engineering leaders.
• Executive Presence & Influence: Exceptional track record of presenting to, influencing, and aligning C-suite executives and regulatory bodies on highly strategic, high-capital decisions.
• Execution Excellence: A proven leader who has successfully taken product lines from zero-to-one, as well as scaled consumer-facing lending platforms.

Additional Information

All your information will be kept confidential according to EEO guidelines. Achieve offers a comprehensive benefits package, including a 401(k) with employer match, medical, dental, and vision coverage with HSA and FSA options, competitive vacation and sick time off, and pet care discounts. We also provide access to wellness support, mental health resources, and a flexible work schedule. We are committed to fostering a diverse and inclusive workplace and offer a variety of employee resource groups.

We are proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members.

Salary Range: $200,000 - $240,000 + bonus + benefits. This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.

Join Achieve, change the future. At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future.