Director, Product Management
Overview
Achieve is the leader in digital personal finance, offering innovative solutions like home equity and personal loans, and debt relief. Founded in 2002, we've grown into one of the largest private consumer fintech unicorns in the U.S., with over $40B in enrollments for our debt resolution services and over $11Bn in personal and home loans originations.
Job Description
We're transforming our lending business with a bold three-year strategy to become a digital-first, AI-enabled lending powerhouse. Join us and change the world together at Achieve Lending!
Overview of Key Responsibilities
Organizational Leadership & Scaling: Build, scale, and mentor a world-class, multi-layered product management organization. Establish a high-performance culture rooted in operational discipline, continuous talent development, and product management excellence.
Lending Product Strategy: Define and champion the long-term product vision, strategy, and investment roadmap for the Lending Product organization. Ensure the portfolio balances immediate commercial scaling with long-term foundational technical architecture.
Lending Platform Modernization: Provide leadership and direction for the development of our next-generation, API-first lending architecture. Drive the modernization of our core lending origination systems, automated decisioning frameworks, real-time pricing engines, and external partner ecosystems.
Accountability: Be accountable for the business performance of Lending product lines, tracking core metrics including funnel performance, close rates, time-to-fund, and product profitability.
Cross-Functional Synchronization: Act as a critical liaison between Product and key executive stakeholders in Marketing, Capital Markets, Credit Risk, Legal & Compliance, Sales, and Operations. Ensure complex industry regulations are met and seamlessly integrated into scalable, friction-free customer software experiences.
Market Leadership & Innovation: Drive the adoption of emerging technologies, modern data/analytics capabilities, and alternative data underwriting methods to keep Achieve ahead of fintech competitors and shifting macroeconomic conditions.
Qualifications
Technical & Leadership Competencies: Domain Expertise: Deep knowledge of the end-to-end digital consumer lending lifecycle, automated credit risk rules engines, modern loan origination technology stacks, secondary market/capital market constraints, and equity/unsecured debt products. Architectural Vision: Proven experience overseeing complex API-first platform transformations, modern cloud architecture transitions, and enterprise-level data layer definitions. Can comfortably align technology roadmaps directly with VP-level Engineering leaders. Executive Presence & Influence: Exceptional track record of presenting to, influencing, and aligning C-suite executives and regulatory bodies on highly strategic, high-capital decisions. Execution Excellence: A proven leader who has successfully taken product lines from zero-to-one, as well as scaled consumer facing lending platforms.
Additional Information
All your information will be kept confidential according to EEO guidelines. Achieve well-being includes: 401(k) with employer match, medical, dental, and vision with HSA and FSA options, competitive vacation and sick time off, and dedicated volunteer days. Access to wellness support through Employee Assistance Program, physical and mental health wellness programs, pet care discounts, financial support in times of hardship with our Achieve Care Fund, and a safe place to connect and a commitment to diversity and inclusion through our six employee resource groups. We are proudly offering hybrid options in the San Mateo, CA and Phoenix, AZ metro market. In other locations throughout the country, we offer work from home. Salary Range: $200,000 - $240,000 + bonus + benefits. This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors. Join Achieve, change the future. At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first. Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.