Debt Finance and Restructuring Attorney

About the role

A leading regional law firm is seeking a Debt Finance and Restructuring Attorney with approximately 4–7 years of substantive transactional experience to join its Portland office. This position may be structured at the Associate or Counsel level depending on experience.

Responsibilities

• Represent lenders and borrowers in secured and unsecured financing transactions.
• Structure, document, negotiate, and close bilateral and syndicated credit facilities.
• Handle asset-based lending, cash-flow financing, acquisition financing, mezzanine financing, and receivables financing transactions.
• Draft and negotiate credit agreements, commitment letters, term sheets, security agreements, guarantees, intercreditor agreements, promissory notes, collateral documents, and closing deliverables.
• Conduct and manage due diligence involving organizational documents, material contracts, existing indebtedness, liens, collateral, and regulatory considerations.
• Coordinate transaction closings and manage communication among clients, opposing counsel, financial institutions, local counsel, and other participants.
• Advise clients regarding amendments, waivers, refinancings, incremental facilities, and other modifications to existing credit arrangements.
• Assist with cross-border financing transactions and matters involving multiple jurisdictions.
• Advises lenders and borrowers in workouts, restructurings, forbearance arrangements, distressed financings, and enforcement-related matters.
• Collaborate with attorneys across corporate, mergers and acquisitions, bankruptcy, real estate, tax, and regulatory practices.
• Manage multiple active transactions while maintaining excellent responsiveness and attention to detail.
• Take a leading role in transactions and serve as a trusted point of contact for clients.
• Mentor junior attorneys and contribute to the development of the finance practice, where appropriate.

Qualifications

• Approximately 4–7 years of substantive transactional experience.
• Significant experience concentrated in debt finance is strongly preferred.
• Proven ability to structure, document, negotiate, and manage financing transactions from term sheet through closing.
• Experience with several of the following: Secured and unsecured credit facilities, Asset-based lending, Acquisition financing, Syndicated lending, Mezzanine financing, Receivables financing, Cross-border financing, Amendments and refinancings, Workouts and restructurings.
• Experience representing lenders, borrowers, or both.
• Strong drafting, negotiation, analytical, and project-management skills.
• Excellent attention to detail and the ability to coordinate complex closings.
• Practical business judgment and strong client-service abilities.
• Experience with restructuring, workouts, insolvency, or bankruptcy matters is desirable but not required.
• Broad corporate or commercial transactional experience may be considered where the candidate demonstrates a genuine interest in building a debt finance practice.
• Maine Bar admission is preferred.
• Candidates able to obtain admission promptly may also be considered.

Benefits

The firm provides sophisticated transactional work within a collaborative regional platform that emphasizes attorney autonomy, client service, and long-term professional development. Key advantages include:

• A diverse mix of lender-side and borrower-side matters.
• Exposure to financing transactions of varying sizes, structures, and levels of complexity.
• The opportunity to manage transactions from term sheet through closing.
• Increasing responsibility and direct client contact.
• Collaboration with highly regarded corporate, restructuring, real estate, and regulatory attorneys.
• No formal billable-hour requirement.
• Performance evaluations that consider factors beyond hours alone, including client service, productivity, leadership, and overall contributions.
• Individualized compensation and meaningful discretionary bonus potential.
• A hybrid schedule generally allowing two remote days per week, with Tuesday typically serving as a firmwide in-office day.
• Flexibility to join at the Associate or Counsel level based on experience.
• Long-term advancement opportunities within a firm that places significant emphasis on succession planning.
• Sophisticated work without the rigid formulas and bureaucracy often found at larger national firms.

Pay

$130,000 - $240,000 per year

Schedule

A hybrid schedule generally allowing two remote days per week, with Tuesday typically serving as a firmwide in-office day.

Skills

Strong drafting, negotiation, analytical, and project-management skills.

Excellent attention to detail and the ability to coordinate complex closings.

Practical business judgment and strong client-service abilities.

Experience with restructuring, workouts, insolvency, or bankruptcy matters is desirable but not required.

Broad corporate or commercial transactional experience may be considered where the candidate demonstrates a genuine interest in building a debt finance practice.

Maine Bar admission is preferred.

Candidates able to obtain admission promptly may also be considered.

Benefits

The firm provides sophisticated transactional work within a collaborative regional platform that emphasizes attorney autonomy, client service, and long-term professional development. Key advantages include:

• A diverse mix of lender-side and borrower-side matters.
• Exposure to financing transactions of varying sizes, structures, and levels of complexity.
• The opportunity to manage transactions from term sheet through closing.
• Increasing responsibility and direct client contact.
• Collaboration with highly regarded corporate, restructuring, real estate, and regulatory attorneys.
• No formal billable-hour requirement.
• Performance evaluations that consider factors beyond hours alone, including client service, productivity, leadership, and overall contributions.
• Individualized compensation and meaningful discretionary bonus potential.
• A hybrid schedule generally allowing two remote days per week, with Tuesday typically serving as a firmwide in-office day.
• Flexibility to join at the Associate or Counsel level based on experience.
• Long-term advancement opportunities within a firm that places significant emphasis on succession planning.
• Sophisticated work without the rigid formulas and bureaucracy often found at larger national firms.

Contact

To apply, please click the "Easy Apply" button and send your resume. For more information about this opportunity, visit our LinkedIn page or click our Jobot logo.