Data Scientist I - Management Trainee
About the role
Mulligan Funding is transforming small business lending by replacing legacy processes with fast, intelligent, AI-driven decisioning. Backed by 18 years of proprietary credit data and deep risk expertise, our production-grade AI agents are already running in active credit and underwriting workflows. As we expand this AI-first approach across Sales, Customer Lifecycle, Finance, and Capital Markets, this role offers an uncommonly rich environment for emerging data scientists.
Designed for ambitious graduates eager to solve real-world financial and risk challenges, the Data Scientist I Management Trainee role places you alongside senior leads in Credit & Pricing Strategy and Portfolio Analytics. Your analytical rigor, SQL-based deep dives, and credit policy impact evaluations will directly inform key strategic decisions and drive our continuous growth.
Responsibilities
- Perform SQL queries and complex data aggregations to support credit strategies and portfolio monitoring
- Conduct deep-dive quantitative analyses to evaluate credit policy changes and lending performance
- Collaborate with cross-functional teams including Risk and Operations to present analytical findings
- Present analytical opportunities for business improvement and influence stakeholders with data-backed strategies
- Work with data vendors to push data boundaries
Requirements
- Bachelor’s degree in Mathematics, Statistics, or a related Quantitative field (must be in top 10% of graduating class)
- Strong proficiency in SQL and Python for complex data aggregation and analysis
- High capacity for analytical reasoning and a solid quantitative background
Location
San Diego, CA (On-site / Hybrid collaboration near business headquarters)
Pay
A reasonable estimate of the base salary range for this role is $82,800 to $90,000 per year. In determining final compensation within the base range, Mulligan Funding considers a variety of factors, including market data, relevant experience, skills, and past performance.