Credit Specialist
About the role
The Credit Specialist will evaluate customer creditworthiness, establish and maintain credit limits, and support accounts receivable operations to minimize financial risk and ensure timely payments.
Responsibilities
- Review, analyze, and process new customer credit applications in accordance with company policies
- Absess creditworthiness using financial data, payment history, credit reports, and internal risk criteria
- Establish, recommend, and maintain appropriate credit limits and payment terms
- Monitor customer accounts for credit risk, overdue balances, and potential exposure
- Place, manage, and release credit holds based on account status and payment performance
- Partner with Sales, Customer Service, and Accounts Receivable teams to resolve credit and billing issues
- Conduct periodic reviews of existing customer credit limits and recommend adjustments as needed
- Support collections efforts by providing credit insights and account-level risk assessments
- Investigate and resolve credit-related discrepancies, including deductions, disputes, and unapplied payments
- Maintain accurate and detailed credit files and account documentation
- Ensure compliance with company credit policies and internal controls
- Aid in improving credit processes and reducing overall Days Sales Outstanding (DSO)
Requirements
- Bachelor’s degree in Business, Finance, Accounting, or related field preferred
- 2+ years of experience in credit, accounts receivable, or financial analysis role
- Strong analytical and decision-making skills with attention to detail
- Excellent communication and interpersonal skills
- Proficiency in Microsoft Excel and Microsoft Office Suite
- Experience with ERP or credit management systems preferred
- Ability to balance risk management with customer relationship considerations
Qualifications
- Ability to work independently and as part of a team
- Strong problem-solving and critical thinking skills
- Knowledge of credit scoring models and industry standards
- Understanding of financial statements and accounting principles
Skills
- Strong analytical and decision-making skills
- Attention to detail and accuracy
- Excellent communication and interpersonal skills
- Proficiency in Microsoft Excel and Microsoft Office Suite
- Experience with ERP or credit management systems
Benefits
- Hiring/Retention Bonus up to $1,000 within the first year!
Pay
Compensation is commensurate with experience.
Schedule
Monday – Friday, 8:30 AM – 5:00 PM
Company Info
About Us: With more than 80 years of industry expertise, STARK is the discerning designer’s go-to source for luxurious custom carpet and rugs. Our Mission: To live our mission of helping create world class experiences, we believe our first responsibility is making design industry professionals the heroes in their projects because supporting businesses helps to preserve craftsmanship and enable unique and specially designed spaces to exist. In meeting their needs, we must continue to deliver peace of mind service while offering an expansive, diverse, and innovative product assortment that is accessible and convenient. Our Heritage: Established by Arthur Stark and his wife Nadia in 1938, the foundation of STARK was always to provide the very best products to our customers. With a rich history, third generation owners Chad Stark, as CEO, and Ashley Stark, as Creative Director, bring the STARK legacy into the new century by staying true to their founding principles. To seek out the best craftsman and methods of manufacturing for the most innovative and beautiful designs.
STARK Carpet Corporation provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.