Credit Review Team Leader Sr

About the role

This position reports directly to the Credit Review Director or Credit Review Group Manager. The Credit Review Team Leader Sr. leads a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and/or similar credit risk management function. The role requires a proven track record in a Credit Review management role or similar leadership position, with demonstrated exceptional delivery results within a demanding environment.

Responsibilities

• Serve as the departmental subject matter expert in credit risk for one or more segments within the commercial and/or consumer portfolios, with general knowledge of lending support area practices impacting credit risk in the financial services industry.
• Develop and maintain working relationships with executive bank management, regulators, segment leadership, and the broader Credit Review team to execute review responsibilities effectively and efficiently.
• Contribute to the development and execution of Credit Review’s annual and strategic plans.
• Participate in monitoring credit-related risk throughout the Bank and the Holding Company, including subsidiaries.
• Provide technical guidance for integrated credit review engagements.
• Develop and manage a credit review program assessing the management framework for selecting, underwriting, and administering direct and indirect credit risk in products/services, adherence to policies and procedures, compliance with legal and regulatory requirements, and evaluation of results to identify issues and improvement recommendations.
• Coordinate with the management team to develop credit review objectives and related procedures addressing relevant credit risks.
• Contribute to the continuous improvement of Credit Review tools and methods.
• Identify and communicate emerging risk issues to enhance credit risk management practices across the enterprise.
• Provide senior management and the Board of Directors with information on the identification, measurement, and management of credit risk for designated focus areas through Credit Review leadership presentations.
• Represent Credit Review in risk meetings with business segments, affiliates, executive leadership, and the Board as necessary.
• Monitor annual plan progress, engagement budget/staffing, and recommendation status and follow-up for areas of responsibility.
• Serve as subject matter expert or engagement-in-charge on special projects or targeted reviews outside traditional exams.
• Perform other duties as assigned.

Qualifications

• Bachelor’s Degree.
• 10+ years of progressively responsible experience in credit review, risk and/or credit risk management, portfolio monitoring, underwriting, and/or analysis, including a management role.

Skills

• Strong working knowledge of risk and/or credit risk management and control frameworks.
• Strong verbal and written communication skills, with the ability to engage in difficult conversations.
• Ability to manage multiple engagements/projects simultaneously while delivering high-quality results and meeting deadlines.
• Technical accounting (GAAP) or financial statement analysis knowledge.
• Working knowledge of MS Access, Excel, Word, and credit/statistical analysis tools.
• Project management and conflict management experience.
• Prior Credit Review and/or risk officer experience (preferred).

Schedule

Exempt status: Yes (not eligible for overtime pay).

This is an office-based role with a flexible work arrangement combining in-office and remote work. Specific arrangements will be provided by the hiring team.

Pay

Compensation range: $125,000–$255,000 annual salary. Actual compensation will vary based on factors including location, experience, and education. Eligible for participation in an applicable incentive compensation plan.

Benefits

• Health insurance coverage.
• Wellness program.
• Life and disability insurance.
• Retirement savings plan.
• Paid leave programs, paid holidays, and paid time off (PTO).