Credit Review Team Leader Sr

About the Role

This position reports directly to the Credit Review Director or Credit Review Group Manager. The Credit Review Team Leader Sr. leads a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and/or similar credit risk management function. The role requires a proven track record in a Credit Review management role or similar leadership position, with demonstrated exceptional delivery results within a demanding environment.

Responsibilities

• Serve as the departmental subject matter expert in credit risk for one or more segments within the commercial and/or consumer portfolios, and possess general knowledge of lending support area practices impacting credit risk within the financial services industry.
• Develop and maintain working relationships with executive bank management, regulators, segment leadership, and the broader Credit Review team to execute review responsibilities effectively and efficiently.
• Contribute to the development and execution of Credit Review’s annual and strategic plans.
• Participate in monitoring credit-related risk throughout the Bank and the Holding Company, including subsidiaries.
• Provide technical guidance for integrated credit review engagements.
• Develop and manage a credit review program assessing the management framework for selecting, underwriting, and administering direct and indirect credit risk inherent in products/services, adherence to policies and procedures, compliance with legal and regulatory requirements, and evaluate results to identify issues and improvement recommendations.
• Coordinate with the management team to develop credit review objectives and related procedures addressing relevant credit risks.
• Contribute to the continuous improvement of Credit Review tools and methods.
• Identify and communicate emerging risk issues to enhance credit risk management practices across the enterprise.
• Provide senior management and the Board of Directors with information regarding the identification, measurement, and management of credit risk through Credit Review leadership presentations.
• Represent Credit Review in risk meetings with business segments, affiliates, executive leadership, and the Board as necessary.
• Monitor annual plan progress, engagement budget/staffing, and recommendation status and follow-up related to areas of responsibility.
• Serve as subject matter expert or engagement-in-charge on special projects or targeted reviews outside of traditional exams.
• Perform other duties as assigned.

Requirements

• Bachelor’s Degree.
• 10+ years of progressively responsible experience in credit review, risk and/or credit risk management, portfolio monitoring, underwriting, and/or analysis, including a management role.

Preferred Qualifications

• Strong working knowledge of risk and/or credit risk management and control frameworks.
• Strong verbal and written communication skills, including the ability to engage in difficult conversations and manage multiple engagements/projects simultaneously.
• Prior Credit Review and/or risk officer experience.
• Project management skills and ability to deliver high-quality results while meeting deadlines, department, and personal goals.
• Technical accounting (GAAP) or financial statement analysis knowledge.
• Working knowledge of MS Access, Excel, Word, and credit/statistical analysis tools.
• Conflict management experience.

Schedule

This is an exempt position (not eligible for overtime pay).

Certain positions outside our branch network may be eligible for a flexible work arrangement, combining in-office and work-from-home opportunities. Specific work arrangements will be provided by the hiring team.

Pay

The compensation range for this position is $125,000–$255,000 annual salary. Actual compensation will vary based on factors including location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• Health insurance coverage.
• Wellness program.
• Life and disability insurance.
• Retirement savings plan.
• Paid leave programs, paid holidays, and paid time off (PTO).