Credit Review Team Leader Sr

About the role

This role involves leading a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and/or similar credit risk management function. The Credit Review Team Leader Sr. has a proven track record in a Credit Review management role or similar leadership position and has demonstrated exceptional delivery results within a demanding environment.

Responsibilities

• Serve as the departmental subject matter expert in credit risk in one or more of the segments within the commercial and/or consumer portfolios and have general knowledge of lending support area practices impact on credit risk within the financial services industry.
• Develop and maintain working relationships with executive bank management, regulators, segment leadership, as well as with the broader Credit Review team to execute review responsibilities effectively and efficiently.
• Contribute to the development and execution of Credit Review’s annual and strategic plans.
• Participate in the monitoring of credit-related risk throughout the Bank and the Holding Company including subsidiaries.
• Provide technical guidance for integrated credit review engagements.
• Develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and indirect credit risk inherent in products/services and related activities administered by business segments, assess adherence to policies and procedures and compliance with legal and regulatory requirements, and evaluate results to determine if issues exist and improvement recommendations are necessary.
• Coordinate with the management team the development of credit review objectives and related procedures to address relevant credit risks.
• Contribute to the continuous improvement of Credit Review tools and methods.
• Identify and communicate emerging risk issues to enhance credit risk management practices across the enterprise.
• Provide senior management and the Board of Directors with information regarding the identification, measurement, and management of credit risk for designated credit risk focus area through Credit Review leadership presentations.
• Represent Credit Review in risk meetings with business segments and affiliates, executive leadership, and the Board when necessary.
• Monitor annual plan progress and changes, engagement budget/staffing, and recommendation status and follow-up related to areas of responsibility.
• Serve as SME/EIC on special projects/targeted reviews outside of traditional exams.
• Perform other duties as assigned.

Requirements

• Bachelor’s Degree.
• 10+ years of progressively responsible experience in credit review, risk and/or credit risk management, portfolio monitoring, underwriting and/or analysis, including a management role.

Preferred Qualifications

• Strong working knowledge of risk and/or credit risk management and control frameworks.
• Strong verbal and written communication skills, the ability to engage in difficult conversations, as well as ability to manage multiple engagements/projects simultaneously.
• Prior Credit Review and/or risk officer experience.
• Project management skills, ability to deliver high-quality results while meeting deadlines, department, and personal goals.
• Technical accounting (GAAP) or financial statement analysis knowledge.
• Working knowledge of MS Access, Excel, Word, and credit/statistical analysis tools.
• Conflict management experience.

Schedule

Exempt status: Yes (not eligible for overtime pay).

Workplace Type: Office. Certain positions outside our branch network may be eligible for a flexible work arrangement, combining in-office and work-from-home opportunities.

Pay

Compensation Range: $125,000–$255,000 Annual Salary. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• Health insurance coverage.
• Wellness program.
• Life and disability insurance.
• Retirement savings plan.
• Paid leave programs.
• Paid holidays and paid time off (PTO).