Credit Products Underwriter III - Commercial Banking

Job Description

The Credit Products Underwriter III – Commercial is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. In addition, the CPU III is responsible for providing product and industry expertise to the client by designing and executing solutions for the more complex and specialized clients and transactions.

Industries and Product offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects which require additional level of due diligence and analysis.

• Provide client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client.
• Partner with Relationship Managers to assist in generating revenue and profitability.
• Conduct complex credit analysis to finance multiple business endeavors including; investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee.
• Work efficiently to get deals approved while mitigating risk.
• Prepare commitment reports for all of the multi-state markets supported by the lending center.
• Help mentor and train junior underwriters.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s degree and 8+ years of credit analysis/credit products underwriter experience; or 14+ years of equivalent work related experience.

Team Culture

We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide opportunities for growth.

How You'll Spend Your Time

The majority of your time will be spent conducting the complex credit analysis to finance multiple business endeavors including; investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee.

Your day will consist of credit conversations, decision making, and communication with credit leadership and Relationship Managers. You will work efficiently to get deals approved while mitigating risk.

Working Conditions & Physical Requirements

Office - Occasional Travel

Company Information

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.

BOKF Performance Plan (D02)

Equal Opportunity Employer

BOK Financial Corporation Group is an equal opportunity employer. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status. Please contact recruiting_coordinators@bokf.com with any questions.