Credit Officer II - SBA

About

Provide, powered by Fifth Third Bank, empowers entrepreneurs to build their legacies. As a leader in tech-enabled financial services for aspiring and established small business owners, Provide offers a unique blend of industry expertise, personalized service, and customized financial products, helping entrepreneurs achieve their ownership dreams, financial independence, and strengthen their communities. Founded in 2013, Provide was acquired by Fifth Third in 2021 and named one of Fast Company’s Most Innovative Companies in 2023. Learn more at getprovide.com.

Responsibilities

• Spread financial statements based on information provided in the loan package
• Analyze global cash flow and balance sheets for SBA loans of up to $5 million
• Prepare written evaluations of customers' financial conditions and future outlooks, identifying risks and mitigation
• Aid and mentor fellow team members in Credit and Portfolio Monitoring
• Identify opportunities and recommend solutions for process improvements and software development
• Identify and review all necessary due diligence items
• Negotiate terms and conditions of loans with loan originators and effectively communicate loan decisions

Requirements

• At least two (2) years of experience in underwriting, portfolio monitoring, or similar business loan analysis
• Basic knowledge of commercial lending and credit standards, policies, procedures, and products
• Strong attention to detail and organizational skills
• The ability to clearly communicate concepts verbally and in writing
• Proficiency in all Microsoft Office applications

Bonus Points

• Degree in accounting, finance, or economics
• Familiarity with Fifth Third's internal applications

Pay

Total Base Pay Range: $71,100.00 - $145,900.00 USD Annually

Schedule

Virtual, Ohio 00000