Credit Officer II
Bank of America · Jacksonville, FL · 3 wk ago
FinanceFull-time
Responsibilities
- Partners with relationship management and product partners to assess clients’ credit needs and create solutions
- Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
- Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
- Led ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
- Drives the growth of funded loans and revenue while mitigating risks, maintaining asset quality and adhering to regulatory requirements
- Serves as an escalation point for complex credit transactions
- Mentors and supports associates
Qualifications
- 10+ years of solid Commercial Banking Experience (Middle Market, Leverage Finance or Large Corporate level or other complex business loans)
- Strong communication skills; ability to communicate vertically, horizontally, and externally
- Experience in financial analysis, structuring, underwriting and portfolio management
- Analytical/technical skills, including financial accounting, modeling and loan structuring
- Industry knowledge across multiple sectors
Skills
- Business Acumen
- Coaching
- Decision Making
- Hiring and Onboarding
- Loan Structuring
- Collaboration
- Credit Documentation Requirements
- Oral Communications
- Risk Management
- Written Communications
- Change Management
- Executive Presence
- Organizational Effectiveness
- Underwriting
Benefits
Bank of America offers a comprehensive benefits package including health insurance, retirement plans, and paid time off.
Pay
The salary range for this position is $85,000 - $125,000 annually, depending on experience and qualifications.
Schedule
This position is available on a 1st shift basis in the United States, with 40 hours per week.