Credit Officer II
Bank of America · Dallas, TX · 1 wk ago
FinanceFull-time
Evaluations
Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility.
Collaboration
Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bank.
Client Originations
- Initial credit structuring
- Underwriting
- Legal documentation review
- Deal closing
Data Accuracy and Compliance
Delivers on data accuracy and quality of underwriting metrics in compliance with internal policies and procedures.
Portfolio Monitoring
- Maintains oversight of client's operating performance and financial condition
- Identifies and addresses issues and opportunities proactively
- Monitors assigned portfolios of client loan maturities
- Collaborates with Analysts to recognize and address risks in a timely manner
Risk Management
- Escalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriate
- Participates in Regional and Market meetings to communicate credit delivery best practices and results
Skills
- Collaboration
- Decision Making
- Loan Structuring
- Underwriting
- Written Communications
- Analytical Thinking
- Attention to Detail
- Credit Documentation Requirements
- Interpret Relevant Laws, Rules, and Regulations
- Mentoring
- Issue Management
- Negotiation
- Oral Communications
- Prioritization
- Risk Management
Required Qualifications
- 10+ years of solid Commercial Banking Underwriting experience
- Experience in financial analysis, structuring, underwriting and portfolio management
- Analytical/technical skills, including financial accounting, modeling and loan structuring
- Strong communication skills; ability to communicate vertically, horizontally, and externally
- Industry knowledge across multiple sectors
Education
BA/BS Degree
Shift
1st shift (United States of America)
Hours Per Week
40