Credit Officer

About the role

The Commercial Credit Officer role underwrites commercial lease transactions sourced through various platforms including Healthcare, Technology, Industrial, Transportation, and Capital Markets. This role works closely with all credit personnel, platform sales managers/associates, and VEF support groups.

Responsibilities

• Prepares written analyses, transaction approval summaries, and related industry studies to assist in lending decisions on new, renewal, and extensions of credit in accordance with VEF policy.
• Prepares analytical results and written conclusions to all levels of management and/or credit committees.
• Establishes and maintains a strong working relationship with VEF originations and operations teams.
• Completes documentation review and administration up to individual credit authority.
• Processes appeals and changes to original decisions.
• Reviews financial condition of vendor, partner, payee, and/or customer.
• Provides coaching and training of junior credit staff.
• Able to exercise single signature credit authority of up to $2MM.

Requirements

• Minimum 5+ years of experience in Commercial Credit.
• Preferred 7+ years of experience in Commercial Credit.
• Previous experience underwriting for a financial services company.
• Previous experience in the Equipment Finance industry.

Qualifications

• University degree preferred.

Skills

• Strong analytical and communication skills.
• Ability to manage multiple tasks and deadlines.
• Experience with financial analysis and credit decision-making.

Benefits

Medical, dental, vision & HSA/FSA
401(k) savings
Paid holidays & generous PTO
Additional wellness & voluntary benefits
Tuition reimbursement
Commuter Benefits
Life and Disability Insurance

Pay

$121,500 - $164,300

Schedule

Full-time