Credit Officer
About the role
The Commercial Credit Officer primarily underwrites commercial lease transactions sourced through various platforms including Healthcare, Technology, Industrial, Transportation, and Capital Markets. This role works closely with all credit personnel, platform sales managers/associates, and VEF support groups.
Responsibilities
- Prepares written analyses, transaction approval summaries, and related industry studies to assist in lending decisions on new, renewal, and extensions of credit in accordance with VEF policy.
- Prepares analytical results and written conclusions to all levels of management and/or credit committees.
- Establishes and maintains a strong working relationship with VEF originations and operations teams.
- Completes documentation review and administration up to individual credit authority.
- Processes appeals and changes to original decisions.
- Reviews financial condition of vendor, partner, payee, and/or customer.
- Provides coaching and training of junior credit staff.
- Able to exercise single signature credit authority of up to $2MM.
Qualifications
- 5+ years of experience in Commercial Credit.
- Previous experience underwriting for a financial services company.
- Prior to 7+ years of experience in Commercial Credit.
- Previous experience in the Equipment Finance industry.
Benefits
EverBank, N.A. offers a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills, and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company:
- Medical, dental, vision & HSA/FSA
- 401(k) savings
- Paid holidays & generous PTO
- Additional wellness & voluntary benefits
Schedule
Full-time
Pay
$121,500 - $164,300
Company Information
EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers. The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.
Equal Opportunity Employer
VEVRAA Federal Contractor Member