Credit Officer

About the role

The Commercial Credit Officer role primarily underwrites commercial lease transactions sourced through various platforms including Healthcare, Technology, Industrial, Transportation, and Capital Markets. This role works closely with all credit personnel, platform sales managers/associates, and VEF support groups.

Responsibilities

• Prepares written analyses, transaction approval summaries, and related industry studies to assist in lending decisions on new, renewal, and extensions of credit in accordance with VEF policy.
• Prepares analytical results and written conclusions to all levels of management and/or credit committees.
• Establishes and maintains a strong working relationship with VEF originations and operations teams.
• Completes documentation review and administration up to individual credit authority.
• Processes appeals and changes to original decisions.
• Reviews financial condition of vendor, partner, payee, and/or customer.
• Provides coaching and training of junior credit staff.
• Able to exercise single signature credit authority of up to $2MM.

Qualifications

• 5+ years of experience in Commercial Credit.
• Previous experience underwriting for a financial services company.
• Prior experience in the Equipment Finance industry preferred.

Benefits

EverBank, N.A. offers a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills, and knowledge. The Company's Total Rewards package includes:

• Medical, dental, vision & HSA/FSA
• 401(k) savings
• Paid holidays & generous PTO
• Additional wellness & voluntary benefits
• Tuition reimbursement
• Commuter Benefits
• Life and Disability Insurance

Pay

$121,500 - $164,300

Schedule

Full-time