Credit Buyer

Key Responsibilities

• Review, validate, and communicate credit applications in accordance with internal company credit policies and procedures.
• Answer incoming calls and make outbound calls to dealerships to communicate credit decisions and follow up on approvals.
• Effectively negotiate with dealerships to “capture” approved applications.
• Review and interpret loan and income documentation, including paystubs, bank statements, tax returns, W-2s, 1099s, and award letters.
• Review loan documents for completeness and accuracy.
• Build and maintain strong working relationships with dealership partners.
• Provide exemplary service levels in alignment with company standards.
• Work collaboratively with Credit, Funding, and other internal teams to exceed company quality and volume goals.

Qualifications

• Experience:
  • Minimum of 1+ years of experience in an automotive lending or consumer credit environment.
  • Prior experience in subprime lending, dealer relationships, or capture functions preferred.
  • Knowledge of credit, finance, and funding functions within an auto finance company.
• Education:
  • High School Diploma or equivalent required.
  • Bachelor’s degree preferred (or equivalent combination of education and experience).
• Skills & Abilities:
  • Excellent verbal and written communication skills.
  • Strong organizational and time management abilities.
  • Ability to learn, process, and retain information quickly.
  • Detail-oriented with strong problem-solving and reasoning skills.
  • Proficient in Microsoft Office applications, including Outlook, Word, Excel, and Teams.
  • Comfortable working in a fast-paced, high-intensity, time-sensitive environment.

Location & Work Schedule

• Location: Training is onsite and then this role offers a hybrid work schedule in our Tempe, AZ office.
• Schedule: Flexibility required, including nights, weekends, and holidays as business needs dictate.