Credit Analyst
Citizens National Bank · Meridian, MS · 1 mo ago
On-siteFinanceFull-time
Primary Functions
- Spreads financial data.
- Prepares in-depth analysis and cash flow shocks based on customer/loan type.
- Prepares narrative analysis of findings and identifies trends, strengths and weaknesses and makes recommendations.
- Conducts credit investigations as requested using 3rd party and other resources and conducts collateral evaluations and audits as requested.
- Aids in managing financial expiring documentation.
- Maintains monitoring of borrowing base and other loan covenants.
Secondary Functions
- Participates, with account officers, on customer and prospect calls when necessary.
- Aids in “special projects” as needed.
Physical Demands
- Prolonged periods working at a desk.
Work Environment
- This job operates in a professional office environment.
- This role routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.